Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]
Search Results for: insurance
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Apr
Apr
If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]
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Apr
Apr
No one anticipates becoming sick or injured, but should it happen, health insurance can provide much-needed support. Health plans help offset medical and surgical expenses in exchange for monthly premium payments, providing peace of mind. Individuals can purchase health insurance either through the Marketplace (Obamacare) or directly from private insurers, with those earning lower incomes […]
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Apr
Compare the best classic car insurance companies, including Hagerty and Grundy, to find the right fit for you. A classic car is an item that will be treasured for many years. You can show off your classic car at a car show, or restore it yourself in your garage. Classic car insurance is the best way […]
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Apr
Many companies permit it, but there’s no guarantee it’ll save you money in the long run. Although sharing renters insurance can save you money in the short-term, it is not always a good idea. Although many insurance companies will allow you add a roommate, it’s important to weigh the pros and disadvantages of having joint renters […]
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Apr
Title insurance provides financial protection in the event that someone claims partial ownership of your property after you have purchased and closed on it. A title agency must be contacted by the lender to verify that there are no open claims against the property you are purchasing. The seller must address any issues that arise before closing. […]
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Due to their strong online presence, Progressive and Esurance are able to compete head-to-head. Progressive Insurance was established in 1937. It became a leading provider of car insurance when it expanded to online. Esurance began as an online-only insurer company in 1999. Both companies offer affordable prices and many discounts to customers with different budgets. Comparison of Progressive vs. Esurance While […]
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Apr
Two types of homeinsurance are called “HO-3” or “HO-5”. Each type provides coverage for your home, your property, and liability coverage in the event of an injury to your home. The most popular homeowner policy in the U.S. is the HO-3. An HO-5 policy, like an HO-3 policy, provides home and property coverage along with liability. HO-5 policies are often […]
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Budding families require all financial protection possible. The high cost of living means that most families need more than one income in order to maintain a comfortable lifestyle and build a financial foundation for the future. Families need greater financial security when children arrive. The loss of a young parent can cause financial and emotional turmoil for the […]
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Big Sky Country is home to many scenic views in Montana. However, it is important to be aware of basic Montana car insurance laws before you get behind the wheel. Although Montana only has around 860,000 licensed drivers, this does not make Montana insurance laws less important. Montana has laws regarding car insurance The Montana insurance laws are very […]