Search Results for: insurance

An emergency department must treat all patients presenting with life-threatening emergencies or in active labor regardless of their ability to pay, according to EMTALA regulations. Hospitals found violating EMTALA can face fines in excess of $70,000 as well as lose Medicare/Medicaid funding for repeated violations. As an individual in the United States, each person has […]

Own occupation disability policies define being disabled as being unable to perform the material and substantial duties associated with one’s regular occupation, regardless of any transitional provisions within a policy. This could either be defined strictly as own occupation disability or transitionally as own occupation disability. Skilled workers requiring physical requirements typically opt for own-occ […]

Comprehensive or “other than collision” coverage assists in covering damage caused by events outside of a collision, such as flooding and tornadoes or falling objects like tree limbs. It provides relief against such costs. Collision coverage provides more comprehensive protection. However, theft and vandalism coverage costs more. Damage from Natural Disasters With recent extreme weather […]

Policy premiums are charged by insurers as the cost of providing coverage. Car insurance premiums can be paid monthly, biannually or annually and must be made in order for a policy to remain active. Insurance premiums differ between providers based on various criteria, including your driving record, ZIP code, age and credit score as well […]

Death is an inevitable part of life, and while it’s a topic that many of us don’t like to think about, planning for the future is essential. One way to secure your family’s financial stability after you’re gone is by taking out a life insurance policy. But have you ever wondered if the death benefits […]

Are you considering testosterone replacement therapy (TRT) but worried about the cost? Without insurance, TRT can seem like an intimidating expense. However, it’s important to understand what factors affect the price and how you can save money without sacrificing quality of care. In this blog post, we’ll break down the cost of TRT without insurance […]

Getting into an accident is scary enough, but when the other driver doesn’t have insurance, it can feel like a nightmare. You might be asking yourself, “What now?” and feeling overwhelmed by the situation. But don’t worry – we’re here to help you navigate this tricky scenario! In this blog post, we’ll walk you through […]

With only 529,000 drivers in the state, Alaska has the fewest drivers compared to almost every state. However, even though there are fewer drivers, auto insurance costs tend to be higher. According to Bankrate’s 2021 study on annual premiums, the average cost of Anchorage car insurance is $546 for minimum coverage and $1777 for full coverage. One reason […]

“Did you know that your computer may be covered under your homeowners insurance policy? As our lives become increasingly digital, ensuring the safety and protection of our devices has never been more important. But with so many forms of insurance available, it can be difficult to determine what is and isn’t covered. In this blog […]

You and your family can get special discounts on auto insurance if you’ve served in the U.S. Armed Forces. USAA is typically the most recommended provider for active and retired military personnel, offering excellent pricing and top customer satisfaction ratings. J.D. Power’s 2020 U.S. Auto Insurance Study, USAA received high customer satisfaction ratings and excellent pricing. In J.D. Power’s […]