Search Results for: insurance

Car insurance rates can fluctuate based on a variety of outside influences, including at-fault accidents and making multiple claims. Your location, adding drivers or increasing coverage may also cause your rates to change. One way to reduce car insurance premiums is to raise the deductibles, but make sure it remains an amount you can comfortably […]

Blue Cross or Aetna insurers hold Medicare contracts with each county in which they operate, providing at least one benefit package and often more. These contracts establish plan revenues and profits through risk-adjustment mechanisms. These plans combine your Part A, B and, if applicable, D Medicare coverage into one plan and comply with Medicare rules […]

There can be various reasons for canceling marketplace health insurance policies, from starting a new job to becoming eligible for Medicare; certain steps must be taken in order to make sure your coverage ends properly. Be mindful that cancellations will take effect 14 days later. Make a note of all confirmation numbers, tickets purchased, and […]

Filing a claim may affect your premium; however, filing is still an important way of protecting both property and belongings. Don’t let that stop you from filing when necessary to safeguard both. Remember that any claims on your record could include not only those you file yourself, but also any filed by previous tenants at […]

Cataract surgery is an increasingly common medical procedure that helps improve vision in those suffering from cataracts. Unfortunately, however, cataract surgeries are costly; Medicare beneficiaries frequently incur out-of-pocket expenses for their procedures. At cataract surgery, your surgeon makes small incisions in your eye before using ultrasound waves to break up and suction out cloudy lenses […]

State Farm is one of the country’s leading auto insurers, offering various coverage options, discounts and services at competitive rates. They boast a high customer satisfaction rating from third-party sources. State Farm also offers additional discounts, including its Drive Safe & Save usage-based program and Steer Clear discounts for new drivers. Furthermore, State Farm provides […]

If you want to buy life insurance on someone who is dying, there are a few different strategies you could pursue. But for an impartial viewpoint and proper guidance it is vitally important to speak with an independent fee-only fiduciary financial advisor first. Keep in mind that any attempt at concealing information or lying on […]

Whole life insurance provides coverage that lasts the entirety of an insured person’s lifetime and provides guaranteed death benefits and premiums that don’t fluctuate over time. Universal life insurance provides greater flexibility when it comes to premium payments, making this an attractive solution for individuals experiencing income fluctuations or lifestyle shifts. Premiums If you’re shopping […]

Accidents involving vehicles can be both stressful and expensive, with long-term effects that could impact on both insurance premiums and rates. Accidents on your record could remain for three to five years depending on state regulations and severity. But that does not signify an irreversible situation – in time, your rates should drop again. 1. […]

Homeowners insurance can help homeowners manage the expense associated with roof repair costs. Under an open peril or named peril policy, an insurer may cover some or all of these costs to repair or replace an damaged roof. Property owners need to prepare themselves by gathering all the necessary documents, hiring an experienced contractor and […]