Insurance companies are notorious for issuing high settlement offers. They want you to take the deal so they can get their money and move on. Unfortunately, this is often not in your best interest. When you receive a settlement offer, there are several things you can do to decline it. In this article, we will […]
Search Results for: insurance
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Dec
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Proof of insurance is an important document for any business, and it’s something that you should have on file in case of a loss. But what if you can’t print or store proof of insurance in a traditional way? Fortunately, there are many digital options for storing proof of insurance. In this blog article, we […]
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Dec
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When you get a new car, it’s likely that you’ll add your spouse as an additional driver on your policy. But what if you don’t have a spouse? What if you’re single? In that case, your auto insurance may automatically require you to add a spouse as an additional driver on your policy – even […]
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Travelling can be an amazing experience, but it’s also a gamble. No matter where you go, there’s a chance that something could go wrong. And even if everything goes perfectly, you always have the potential for complications while travelling. That’s why it’s important to have travel health insurance in place. This coverage will help cover […]
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Dec
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Healthcare is one of the most expensive things we as Americans spend on regularly. The cost of healthcare continues to rise, and it’s not hard to see why. One of the ways healthcare costs have exploded is due to the fact that we now have to cover pre-existing conditions. In many cases, this means you […]
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Prior to the Affordable Care Act, health insurance companies could deny coverage for pre-approved procedures. This included procedures that had already been paid for by the patient and were deemed necessary by the doctor. Now that the ACA is in place, this practice is no longer legal. In fact, health insurance companies can no longer […]
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Dec
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Insurance is a mandatory requirement in most countries, and it’s no surprise that companies are looking for ways to save on the cost of insurance. One way they do this is by certifying certain industries as low-risk. The process of insurance precertification allows these companies to find high-risk industries and exclude them from coverage, saving […]
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When you’re an independent contractor, the whole world seems to be your workplace. You can work from home, on the go, or even from other countries if you so choose. Best of all, you don’t have to worry about pesky HR policies and red tape. One downside of this arrangement is that you may not […]
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Hours worked are one of the most important factors when it comes to determining whether or not you have health insurance. That’s because hours worked determine your eligibility for employer-provided health insurance. If your hours drop below a certain threshold, your employer may be able to reduce or even terminate your health insurance coverage. So […]
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Dec
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Unemployment insurance is a vital safety net for employees who lose their jobs. In Illinois, employers are obligated to provide unemployment insurance to their employees, and the amount of coverage an employer provides is determined by state law. If you’re an employer in Illinois and you have questions about how much unemployment insurance your company […]