Search Results for: insurance

Simple insurance should be easy. Your insurer will extend your coverage if you pay your premiums on-time. Your insurer will cover your medical bills and damages if you are in an accident at fault. The disparity in rates between insurance companies complicates the situation. They can vary greatly. This allows consumers to save significant money by shopping around and comparing […]

There are many questions you might have about rental or pet insurance. Is pet or rental insurance worth it? What are they? Is it necessary? There are many questions about pet insurance. This may also apply to rental insurance. While the requirements of home insurance are clear, rental insurance isn’t. Let’s take a look at each. Pet insurance is, as its […]

If you’re like me, underwriting can conjure up images of documents where secret messages are written with invisible ink… but not much else. For those who are confused by all the terms used when looking for health insurance, I did some research. Let me help you understand it. Application. You provide the insurance company with a lot of information about […]

Are they adequately protecting you? I remember a time when I was helping a dentist. His ADHD diagnosis was brilliant. He is a great saver of paper and stuff. He was not ready to organize yet, and it took several conversations with me before he finally felt that he was ready. We finally arranged our schedules and I […]

When talking to a variety of people looking for insurance policies, it became apparent that despite the vast amount of information on the subject, very few of them understand the true importance of insurance. Most people only buy insurance because it is a legal requirement. For instance, they understand that insurance cannot be used on public […]

Finding affordable health insurance may seem impossible, but with the right knowledge of terms and an understanding of your coverage needs it can be done. No matter whether you’re considering Affordable Care Act-compliant plans, short-term or medical indemnity policies – it is crucial that you understand their relative strengths and weaknesses before making your choice. […]

Gap insurance can provide vital relief if you lease or finance an auto loan. In case your vehicle is totaled, this insurance will provide compensation equal to its actual cash value, rather than what remains due. Gap coverage provides protection for any gaps that exist between car insurance policies. You can purchase this coverage separately […]

Business insurance protects your company against the financial impact of bodily injury or property damage claims related to daily operations. In some states, this coverage is legally mandated; other policies can help enhance credibility among potential clients or customers. If your company relies heavily on one key employee – say a chemist working on an […]

Subcontractors typically aren’t required to obtain their own insurance policies; however, many clients require them to have liability and workers’ compensation coverage as a condition of doing business with them. It may be possible to add them as additional insureds on your general liability policy for specific projects; this option generally only allows for certain […]

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]