A used car is often cheaper than a new model. Also, older cars don’t depreciate as fast as newer models. To drive legally, you must have at least the minimum required car insurance in your state. This applies to all types of cars: new or used. Driving without insurance can lead to license suspension and fines. It […]
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There are many insurance companies all across the country. However, larger insurers may be more readily available. People sometimes prefer smaller companies with personal service. Oregon Mutual Insurance is a trusted and less-known insurance provider in the Pacific Northwest. The company was established in Oregon in 1894. It now offers auto, home, and business insurance in California, […]
In Virginia, there are more than 3,000,000 housing units. 66% of these are owner-occupied. It is even more remarkable that 33% of Virginia’s housing market is comprised of individuals younger than 35. It doesn’t matter if you have owned your home for a while or are just starting to own it, it can be difficult to figure out how […]
You probably have dwelling insurance if you’re a homeowner. It is included in all standard homeowners insurance policies. Some would argue that it is the most important part. In the event of a covered loss, dwelling insurance will help you to pay for repairs or reconstruction of your home and any structures attached to it. Your dwelling coverage […]
It doesn’t matter if you’re the beneficiary or the owner of a policy with life insurance, it’s a good idea understand what happens after the policy’s expiration date. The insurance company will send the death benefit to the beneficiary. Understanding the payouts of life insurance The identification of a primary beneficiary (or beneficiaries) is an important part […]
A blood test is required for all life insurance policies. After the company has reviewed and approved your application, the medical examination will be performed. Blood testing for life insurance is vital A representative from the insurer, or their medical partner, will visit your home or workplace to conduct your life insurance blood testing. Or, you can go […]
Ohio law enforcement investigated 54,662 accidents in 2020 and reported 9,352 distracted-driving violations. They also charged 25,624 drivers for operating a motor vehicle impaired (OVI). According to data from Ohio State Highway Patrol, there were more than 1200 deaths on Ohio roads in 2020. Ohio law requires all drivers to have at least the minimum amount of insurance. Insurance […]
Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]
Your car insurance policy number (or “car insurance policy number”) is the unique number that your insurance company uses for identification. It is printed on your insurance card, as well as any bills or statements that you receive from your insurance company. Your policy number is required in the following situations: after an accident, when you are […]
Open enrollment allows you to sign up for or modify your health insurance plan. If your plan is offered by an employer open enrollment gives you the opportunity to unsubscribe if you don’t want the coverage. Unless you have a qualifying event, you can’t sign-up for health insurance if you don’t register during open enrollment. The health […]