Picture this: it’s a beautiful day, the sun is shining and you’re cruising down the road in your car. Suddenly, blue and red flashing lights appear behind you. You pull over and realize that you forgot to grab your physical proof of insurance before heading out. But what if we told you there was another […]
Search Results for: insurance
14
May
May
Are you thinking about purchasing life insurance but feel overwhelmed by the options available? Don’t worry, you’re not alone. One of the biggest decisions to make when it comes to life insurance is whether to choose whole or term coverage. Each has its own benefits and drawbacks, so choosing between them can be a tough […]
14
May
May
Premiums for Medicare Part A, B and D and expenses like smoking cessation programs or weight loss programs may be tax deductible. To claim them, itemize instead of taking the standard deduction. Medicare Deductible is the amount you owe each year before your plan will begin covering expenses, with 2024’s deductible set at $1,632 per […]
14
May
May
Researchers found that gaps in coverage were associated with reduced access to care, preventive services utilization and financial well-being.1 As there are ways to reduce gaps in health insurance coverage, gaps can be minimized. You could save on healthcare costs with a health savings account or gap health plans (also referred to as supplemental health […]
14
May
May
Common wisdom suggests that car color has no bearing on insurance premiums; however, this simply isn’t the case; more important factors like make and model of your vehicle and driving history play a part in shaping premiums. Your insurer will assess your vehicle identification number (VIN), which contains details such as when and where your […]
11
May
May
As part of managing an estate after someone has passed, it can be challenging to determine if they had life insurance policies. Begin by reviewing their files and storage locations such as filing cabinets or safe deposit boxes. Review past employers as well as any professional and social organizations where the candidate may have participated, […]
11
May
May
Walgreens employees enjoy numerous financial perks, such as life insurance. Furthermore, health and wellness benefits, educational opportunities and work-life balance incentives are provided as part of an employee benefits package. Sean Brandle, an expert pharmacy benefit consultant from Segal Company, notes that conflicts between PBMs and pharmacy chains can often take the form of disputes; […]
11
May
May
Many Medicare beneficiaries are uncertain when their one-time Medicare Supplement Open Enrollment Period starts, which begins when they reach age 65 and enroll in Part B. To be sure, medical underwriting won’t apply when enrolling during this window of time. Insurance companies cannot ask questions regarding health during this six-month window and must offer all […]
11
May
May
No one likes filing an insurance claim, but accidents do happen and losses do happen. By following some simple steps you can ensure a smooth claim process and increase your odds of receiving an equitable settlement. Begin by reviewing your policy and familiarizing yourself with its coverage limits and procedures, along with any necessary documentation […]
10
May
May
The State of Illinois offers a variety of interesting and varied places to live, from rolling farmland to fast-paced Chicago. It’s also quite affordable — homeowners insurance in Illinois costs $1,322 per year, or $110 per month for $250,000 of dwelling coverage according to Bankrate 2021 study. It is crucial to understand how to compare companies […]
