58% are homeowners of homes among the 287,000 Lincoln residents. These residents need to find the best affordable homeowners insurance in Lincoln, particularly since the average cost for homeowners insurance is well over the national average at $1,312 per year, $2,060 for $250,000 of dwelling coverage. Lincoln has a crime level that is over 80% higher than other US cities. […]
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The average cost of long term care insurance is a question that is often asked but seldom answered in a straightforward manner. The reason for this is that the cost of long term care insurance varies greatly from one individual to the next, and is dependent on a number of factors. In this article, we […]
You’ve probably heard of life insurance, but what is an Loa in insurance? An Loa, or letter of authority, is a document that gives an insurance company permission to access your medical records. The purpose of this document is to help the insurance company determine if you’re a good candidate for life insurance. In order […]
It is a common misconception that psychology and psychiatrists are not covered by insurance. The reality is that insurance companies do cover mental health services, but the coverage may vary depending on your policy. Check out this article to learn more about how psychologists and other mental health professionals are covered by insurance. What is […]
You may not need a car to get around, but can you buy insurance without one? It’s a common question with a not-so-simple answer. In short, yes, you can buy insurance without a car. However, your options will be limited and it may not always be in your best interest. Keep reading to learn more […]
You’ve saved up for years, and you’re finally ready to buy your first car. But before you head to the dealership, you need to make sure you have all your ducks in a row – including car insurance. In this article, we’ll explore whether or not you need car insurance to buy a car, and […]
Many people are confused about what gap insurance is and what it covers. This article will clear up that confusion and help you understand whether or not gap insurance covers your deductible. Does Gap Insurance Cover Your Deductible? If you’re ever in an accident and your car is totaled, your insurance company will only pay […]
It’s no secret that health insurance costs have been on the rise in recent years, leaving many people to wonder if they even need it anymore. With the average monthly premium now costing around $300, it’s understandable why people are starting to question the value of health insurance. However, there are still several reasons why […]
Black mold is a type of fungi that can grow in your home if the conditions are right. It’s important to get rid of black mold as soon as you see it because it can cause health problems, especially for people with asthma or allergies. But is black mold covered under homeowners insurance? What is […]
You might be wondering if your insurance rates will go up if you start delivering for Postmates. After all, you will be using your personal vehicle to make deliveries, and there is always the potential for accidents. However, you can rest assured that as long as you have a valid insurance policy in place, your […]