Search Results for: insurance

Many of us have thought this. To save money and avoid unnecessary expense, you can cancel your car insurance policy. Although it may seem harmless as you only intend to drop your car insurance policy for a short time, there could be serious consequences. The first reason why you don’t want to cancel your car insurance policy […]

Michigan law requires that no-fault insurance be purchased. Michigan law requires that every auto owner purchase basic coverages to register their vehicle. It is illegal to drive or allow your car to be driven without insurance. There are 3 parts to the basic no-fault policy: 1) Personal Injury Protection (PIP). This part of your policy covers all medical […]

It is a good idea to check your insurance coverage before you have shoulder surgery. You should be able to get shoulder surgery covered by insurance, since it is used to treat a medical problem. Your insurance coverage is the most important factor in determining what you will pay. Types of Shoulder Surgery that are covered by insurance […]

It is possible to wonder if an auto loan will affect your insurance costs. Yes, it does. But not in the way you think. Having an auto loan usually doesn’t make the insurance company charge you more for the same policy. What a loan does is add additional coverage requirements to your policy — mainly collision and comprehensive — so the […]

Although it is difficult and costly to buy life insurance after being diagnosed with cancer, you may be able purchase a policy. You’ll have to evaluate whether the available coverage and cost make financial sense for you. Patients with cancer typically are not eligible for guaranteed-issue policies that offer limited coverage or pay out less in the […]

Many people wonder, can you sell your life insurance policy? You might decide to sell your life insurance policy for a variety of reasons. You might have a better deal or just need the cash. No matter what your motivation, you can sell life insurance policies for cash using a process called a “life settlement”. There are some things you should […]

Driving without car insurance is expensive According to the Insurance Information Institute in 2015, 13% of Americans were uninsured. Driving without insurance is dangerous and expensive. Additional fees are often added to ticket fines. You could end up paying more in fines for one offense than for your entire year of car insurance. You may be cited for driving […]

Summary: Travel insurance provides emergency coverage for travelers who travel from their country to cover a medical emergency abroad. It covers medical evacuations and emergency situations. It is possible that your home health insurance does not cover you overseas, so it is a smart idea to get travel medical coverage. Example Story Imagine the following: Your […]

If you own a registered vehicle in Rhode Island, car insurance is legally required. You could be subject to severe penalties, such as heavy fines and restrictions on your driving privileges, if you don’t have auto insurance. Whether you currently live in Rhode Island or are planning a move to the Ocean State, it is important to understand car insurance […]

Earthquakes can strike anywhere and at any time. You could end up paying out of your own pocket if you don’t have earthquake insurance. Standard homeowner’s insurance typically does not cover earthquake losses, with many insurance companies requiring an additional policy endorsement or rider for earthquake damage. California was hit by two earthquakes in 2019, which caused nearly $40 […]