In the United States, health insurance is often tied to our employment. This can make things difficult when our personal lives don’t fit into neat little boxes. For example, what if you want to add your live-in girlfriend to your health insurance? The good news is that it is possible to add your live-in girlfriend […]
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Renters insurance is a type of property insurance that covers your belongings in the event of damage or theft. It also provides liability coverage if someone is injured while on your property. While your landlord’s insurance policy may cover the structure of the building you live in, it will not cover your personal belongings. That’s […]
Homeowners insurance is a must-have for anyone who owns a home. It protects you from a variety of potential disasters, including fires, theft, and weather damage. But does it cover all types of damage? One type of damage that is often not covered by homeowners insurance is ground water damage. This can be a huge […]
Do you have vision insurance? Do you know? According to a 2016 study by the Employee Benefit Research Institute, over 60% of Americans had some form of health insurance, but only 42% had vision insurance. If you have health insurance, there’s a good chance your plan offers some form of vision coverage. But what if […]
How much does TLC insurance cost in NYC? It depends on a number of factors, including the type of vehicle you drive and your driving record. TLC insurance is required for all taxi, livery, black car, and green cab drivers in New York City. The base rate for TLC insurance is $2,500 per year. However, […]
The Affordable Care Act (ACA) has been a controversial topic since it was first introduced in 2010. The main goal of the ACA was to provide more Americans with access to affordable health insurance. However, the law has been met with a lot of criticism from both sides of the aisle. One of the most […]
Deciding whether or not to get pet insurance is a tough decision. On one hand, you want to make sure your furry (or not so furry) friend is covered in case of an accident or unexpected illness. On the other hand, you don’t want to spend any more money than you have to on pet […]
You’re driving down the highway and you see the blue lights in your rearview mirror. You pull over, and the officer tells you that your registration is expired. But that’s not all—he also says your insurance expired two months ago. You explain to the officer that you only use your car for medical appointments and […]
If you’re like most people, you probably think of umbrella insurance as something that only homeowners need. After all, umbrella insurance is designed to protect your assets in the event of a lawsuit, and most renters don’t have many assets to speak of. But the truth is, renters can benefit from umbrella insurance just as […]
According to a recent report from the Kaiser Family Foundation, the average annual cost of health insurance premiums is $4,865 for an individual and $13,375 for a family of four. But what about those who don’t have health insurance? How much do they pay for prescriptions? The answer may surprise you. In this blog post, […]