According to Pew Research, the foreign population reached almost 45 million people in the U.S. by 2018. Many of those foreigners own or lease vehicles, are held to the same state-specific requirements for auto insurance and operate vehicles on U.S. roads daily. You can get car insurance policies even if you’re in the country for a long time or as […]
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Drivers aged 24 have typically had many years of driving experience. Car insurance for 24-year-olds is generally cheaper than for young drivers with less experience, though premiums continue to drop each year. Bankrate’s research into the average cost of car insurance for 24-year-olds and what factors affect this premium might help you make more informed decisions about your coverage. […]
It is not worth trying to save money by driving without Nebraska car insurance. The modest amount you might save by circumventing the law will be far outweighed by the serious consequences that you will face for being uninsured. Driving without insurance in Nebraska can result in severe penalties. Uninsured drivers can face license suspension or even incarceration. Nebraska requires […]
Safeco Home Insurance at a Glance Liberty Mutual owns Safeco, making it one of the most important insurance companies in America. Safeco’s standard homeowner insurance policy includes affordable add-ons such as equipment breakdown or identity theft coverage. You may not be able to save much on your premium because it only offers a few discounts. Overall, Safeco homeowners insurance received 4 […]
Some families find it difficult to meet their daily expenses without also having to think about how they will pay for their funeral. Thinking about the final expenses of death can make it a difficult topic. Many people would like their life Insurance to pay for any funeral or burial expenses as well as provide income for their […]
Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]
As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]
Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]
Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]
If you’ve been involved in a car accident caused by another driver, you may be wondering if the other driver’s insurance company will provide you with a rental car while you wait for your car to be repaired. Safety Insurance is one of the leading providers of auto insurance in Massachusetts, and they have several […]