Although insurance can be great, how do you determine what you really need? There seems to be insurance for everything. If you had all the insurance, you would not have enough money to purchase the items you are insured for. This article will help you determine what you need. Although shopping online for insurance can be a […]
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Marketplace health insurance is a type of health insurance that is available to people in the United States who don’t have any health coverage through their workplace. It’s also known as an “individual market” insurance plan because it’s not available through most large companies. Marketplace health insurance offers a number of benefits that are not […]
The National Flood Insurance Program (NFIP) protects homeowners and businesses from losses caused by flooding. The NFIP covers a variety of structures, including homes, businesses, and public infrastructure. The NFIP was created in 1968 by the Federal Emergency Management Agency (FEMA). The program is administered by the National Association of Insurance Commissioners (NAIC). The NFIP […]
A conviction for driving under the influence is one of most serious traffic offenses a person can be convicted of and has a significant effect on auto insurance premiums. The average premium for full coverage car insurance in Wisconsin is nearly doubled from $1186 with a clean criminal record to $2207 with a DUI conviction. This impact […]
Car insurance is required in all 50 states if you have a registered car. Car insurance covers your legal and financial liability in the event that you are involved in an accident at fault. The average cost for car insurance in the United States is $565 for minimum coverage and $1674 for full coverage. Car insurance rates can be personalized. […]
Car insurance protects you financially and legally if you cause an accident. If you are sued, it will pay for your attorney fees and court costs. It is a very beneficial insurance product and is a requirement in nearly every state. Your credit score, age, and claims history all play a role in determining the cost of […]
Idaho has more than 1.2million drivers. This state is becoming busier. Idaho car insurance is not only a requirement, it is an essential part of your financial planning. There are many factors to consider when shopping for best Idaho car insurance. The average cost of full-coverage car insurance in Idaho is $1.045. However, your individual needs will determine your […]
It is easy to become a Lyft driver or Uber driver. You are almost ready to go if you own a relatively new four-door car and have your driver’s license in good standing. Most people don’t realize that your car insurance might not cover you if an accident occurs while you work. You may be asking, “Do I […]
You may have received letters from your lender, but they could be from someone else if you recently bought a house or refinanced your mortgage. These solicitations come from Mortgage Protection companies, who paid good money for public records searches to locate you. Is Mortgage protection really necessary? The answer is “Yes” and “No.” This may seem contradictory […]
Identity Theft Insurance is not something most people think of as a necessity. The threat is often viewed as something out there, but you can only see it on television. People who assume this are so wrong! Identity theft is a growing concern. While Identity Theft Insurance policies can help to reduce the threat, there are also basic […]