Search Results for: insurance

Although scuba diving is a relaxing and inspiring activity, it can also be dangerous. DAN’s 2017 Annual Diving Report showed 228 deaths of scuba divers, most likely due to inexperience. The chance of drowning in a dive is very low, with upwards of 2.85 million scuba divers dying in the US that year. There is a risk. Due to the inherent danger, […]

South Dakota drivers must have at least the minimum amount of insurance in order to legally drive on the roads. This is also the case for most states. According to the Insurance Information Institute, South Dakota had more than 638,000 motorists and 130 fatalities in 2018. This is just one reason why it is so important to […]

Many belongings are kept in your home, including photo books, electronic devices, furniture, and work materials. Personal belongings are not only important for personal attachment. Homeowners insurance policies also include this standard coverage. Personal property coverage protects you and your home from common perils such as theft, fire, and falling objects. Your home insurance policy has provisions […]

The American auto insurance industry dates back to the end of the 19th century. It has grown to become a multi-billion dollar business in the years since. Depending on where they live, almost all U.S. drivers must have auto insurance. You might be surprised to find that there are some myths about car insurance. We want you to find the […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]

Are You Preparing to Move, Clean Out Your Garage or Declutter? A storage unit rental may be just what’s necessary. Keep in mind that many self-storage facilities require that their customers carry some form of insurance to cover their belongings during storage. Tenant insurance can often be quite affordable and is easily obtained by reaching […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

Insurance is a complicated topic, and for many people it can be a daunting task to understand how to apply their policy when they have multiple policies from different insurers. When you have two policies, it’s important to know which one is primary and which one is secondary in order to ensure you are receiving […]

Medicare Part B is a federal program that provides health coverage to seniors, people with disabilities, and other qualifying individuals. It can be an invaluable resource if you are elderly or have a disability that requires you to access medical services. But what happens when you have private insurance? Do you still sign up for […]