Search Results for: insurance

It’s no secret that mental health is an important part of our overall well being. Unfortunately, it’s often overlooked and not given the same level of attention as physical health. With that said, it’s essential to ensure we take the necessary steps to look after our mental health – especially in times of stress or […]

Silent Hill 3 is an iconic horror game that has inspired countless others since its release in 2003. It follows the protagonist, Heather Mason, as she discovers the dark secrets of Silent Hill. But one of the puzzles players are met with when playing is the dreaded Life Insurance Room. This room is filled with […]

Health insurance is a necessary part of life, and most of the time, the primary health insurance plan takes care of all the medical expenses. But what happens when those medical costs exceed your primary health insurance coverage? That’s where secondary health insurance comes in. Secondary health insurance can be a great way to supplement […]

In 2019, there were 125 267 reported traffic accidents. Drunk driving and speeding were the most common causes of fatalities, accounting for more than 30% of all crashes. Insurance companies consider high-risk drivers who have had a DUI, multiple accidents or speeding tickets on the driving record. High-risk drivers in Pennsylvania typically pay higher rates and may not […]

Flood damage to homes, apartments, and businesses is a major concern for many North Carolina residents. Flood damage is typically not covered by renters and homeowners insurance. Flood insurance covers buildings and contents. Unfortunately, flood insurance is only available to a very small number of North Carolina residents. Flood insurance is affordable for many. However, the cost of […]

While purchasing insurance policies is the most traditional method of obtaining coverage, self-insurance is an alternative. Self-insurance is a way to save money and pay for losses, rather than having to pay insurance premiums. It is less common than other types of insurance but may still be an option in certain situations. In 2018, tens to thousands of employers self-insured […]

Homeowners insurance in California provides protection for swimming pools in several ways. First, liability coverage provides financial security should anyone become injured while using it. Your policy could also cover your pool under its “other structures” coverage – usually designated for sheds and gazebos but capable of including your pool as well. Damage caused by […]

Term life insurance provides coverage for a fixed duration such as 10, 20 or 30 years and tends to be less costly than whole life, which lasts your entire lifetime and builds cash value that you can borrow against. Return-of-premium policies provide you with all or a portion of your premiums back at the end […]

Windshield damage typically falls under comprehensive coverage in a car insurance policy, and should be reported promptly; even small chips can quickly expand into cracks that necessitate replacement of an entire windshield. Most insurers won’t increase your premiums after making a comprehensive claim, but it is wise to get any damage inspected prior to driving […]

Understanding your flood zone is essential to making informed decisions regarding whether or not to purchase flood insurance. FEMA uses flood zones to identify areas at increased risk of flooding. If your property lies within an A, A1-A30, AE or VE flood zone, your mortgage lender may require that you purchase flood insurance as a […]