Search Results for: insurance

Life insurance proceeds generally don’t pass through probate as they are distributed directly to their designated beneficiary who considers it theirs. But in instances in which a policy beneficiary has died or been lost to us, does that alter how our life insurance payout is distributed? What is Probate? Probate is the legal process wherein […]

However, temporary coverage may still be available through non-owner policies, rental cars or being added as a driver onto another person’s policy. Temporary car insurance should only ever be purchased under special circumstances; otherwise it may be more economical and efficient to simply buy an annual policy and cancel it when no longer necessary. Renting […]

Why switch car insurance policies? Switching insurance can be for various reasons, including moving, adding a new driver, or finding a lower rate. You can switch providers at any time; however, in order to ensure continuity of coverage during a transition process. Your policy provider may require cancellation in a certain timeframe in order to […]

Brockton residents are legally required by law to have car insurance. This protects you from financial and legal responsibility in the event that an accident occurs. In 2020, there were 100,578 vehicle accidents in Massachusetts, including 24,642 that resulted in injuries. Brockton’s average annual car insurance cost is $908 for a minimum coverage policy. Full coverage policies are […]

The traditional insurance business model has been remarkably resilient for years. As emerging technologies transform the way people interact with businesses, and the delivery of products and services, traditional insurance is starting to feel the digital effects. Blockchain is one of these emerging technologies. Companies such as Enterprise and IBM have implemented blockchain strategies that have helped push […]

You may be unable to find homeowners insurance in an area that is prone to fire. Consider looking at surplus line carriers, private carriers or the state’s plan. It can be difficult to find homeowners insurance in areas where there are frequent fires. In West Coast fire-prone areas, some insurers have stopped renewing or cancelling policies. It […]

Acomprehensive analysis of data from 2013 to 2017 by ranks Arizona as the tenth worst state for speeding deaths. Fines for speeding can be steep and typically range from $150 to $500 depending on the circumstances. In addition, a speeding ticket in Arizona can result in a significant increase in auto insurance premiums. According to Bankrate’s 2021 study on annual premiums, a […]

Driving is a privilege, not a right. All states require liability auto collision insurance. There are many insurance companies that provide different types of coverage, depending on what vehicle you use, the purpose of the vehicle, and the amount you wish them to pay in case you get into an accident. These factors can have an impact […]

Despite their merits, you need to be aware that these websites have limitations. You will often need to combine online shopping with good old-fashioned phone calls to find the best car insurance price. This combination approach to car insurance shopping can help you overcome some limitations and still get the best value. A reliable car insurance comparison […]

Nearly all modern auto insurance policies include breakdown coverage as part of their package. While this can increase your premiums by a significant amount, it could also make you more costly in the event that you need to have breakdown cover. The average breakdown coverage cost is between PS30 to PS50 per year. It’s an affordable price to […]