Search Results for: insurance

When it comes to life insurance, everyone wants the best deal possible. And with so many companies out there, it can be difficult to know who to trust. That’s why we’ve put together this guide on how long to receive life insurance payout. In it, you will learn about the different payout methods, how long […]

When you’re on vacation, you may think nothing of renting a car to get around. But what if something happened while you were driving that rental car? This is where your car insurance comes in. Does your policy cover rental cars? And if it does, what are the details? To answer these questions and more, […]

When you buy life insurance, you’re not just buying a policy that will pay out if you die. You’re also buying the chance to receive a benefit if one of your contingent beneficiaries dies before you do. A contingent beneficiary is someone who is not the primary beneficiary of your policy – in other words, […]

When you die, your loved ones will suffer. That’s a fact of life, and it’s something you can prepare for by getting life insurance. But what happens when the beneficiary doesn’t want to take ownership of the policy? In this blog post, we will explore the legalities of life insurance when the beneficiary is not […]

A number of factors can place a driver in high-risk status. An insurance company will consider you a high risk driver if there are three things that can make you high-risk: an at-fault car accident, a speeding ticket, DUI conviction, or lapsed insurance coverage. Vermont is one the smallest states by population but there are still […]

High-risk drivers are less likely to be involved in fatal car accidents than other drivers. Oklahoma had 584 deaths in car crashes in 2019. This is 16.2 deaths per 100,000 people, which is well above the national average of 11 deaths per 100,000. Bankrate takes into account a variety of driving factors when determining high-risk drivers, including speeding tickets, DUI convictions, and […]

High-risk auto insurance is required in Rhode Island if you have had at least one speeding ticket or an accident. Even though Rhode Island is the smallest state in the country, it has its fair share high-risk driving issues. In 2015, 41% (third-highest in the country) of all car accidents occurred in Rhode Island. In 2019, 31.6% were traffic stops for drivers […]

Ever wonder what it’s like to be an insurance claims adjuster? Bankrate reached out to Scott Congiusti from New York, an assistant vice president of claims at HUB International. He was willing to share his experience as a claims adjuster. Although you might never be required to work as an insurance claims adjuster in the future, […]

1. Start with All cars require insurance. It’s not a surprise. But where and who is it coming from? How much? You will save money and have adequate coverage if you do it correctly. You could save as much as $1000 per year 2. What is the limit of enough? Start by finding out what the law requires in your area. This will […]

Insurance companies have been bombarding us with claims that you can save tons of money on auto insurance. If you choose to purchase online, here are some of the potential benefits and drawbacks. There are many benefits to buying your car insurance online Online insurance shopping allows you to make purchases at your convenience. You can even […]