Search Results for: insurance

In a state such as Georgia, where rates can be high, finding cheap coverage can make all the difference. According to Bankrate’s 2021 study on annual quoted premiums, State Farm is the lowest-priced minimum coverage policy for state drivers at $486 per year. Nationwide offers full coverage with a premium that is nearly $800 lower than Georgia’s. […]

Driving without insurance in Wisconsin is a serious offense. Driving without insurance in Wisconsin is a criminal offense. However, car insurance can provide financial protection. The penalties for driving without insurance in Wisconsin depend on whether you were convicted of any prior offenses and whether you were involved in an accident. Despite the law and consequences, roughly 13% of drivers […]

Farmers Insurance Farmers Insurance was founded in 1928 by John C. Tyler, a California-based partner, and Thomas E. Leavey, a client. The partners started going door to door pitching policies for farmers in order to test their theory. Farmers Insurance Group was born from their fledgling business. It is still based out of Los Angeles. The group includes […]

The cost of renters insurance will vary depending on where you live, what coverage you choose, and whether or not you have ever filed any claims. Your credit history can have a significant impact on your rate in many states. NerdWallet’s recent analysis found that renters insurance rates in states with credit rating factors are 83% higher for […]

American families can find car insurance to be quite expensive. Rates can vary depending on your vehicle’s make and model. According to Bankrate’s 2021 study on annual premiums, the average cost of car insurance is $1674 for full coverage. This is based upon the cost of insuring a 2019 Toyota Camry. A Toyota Tacoma is $1,539 annually […]

Understanding your auto insurance policy is key to determining if you are properly insured. It is important to understand the components of your car insurance policy and how they relate with your financial protection. In all states except for New Hampshire, vehicle owners are required by law to carry a certain amount of insurance coverage to register and […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]