Self-insured plans (or “self-funded” plans) are arrangements where an employer takes on the risk and offers group health benefits to employees using its own funds. This is in contrast to a fully-insured plan, where the employer pays premiums for an insurance company that assumes the risk and provides benefits to participants. Employers are responsible for the […]
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Have you heard of Logid? It’s a financial institution that offers a variety of banking services. But the question on many people’s minds is: is Logid FDIC insured? If you’re not familiar with FDIC insurance, it’s a protection for your deposits in case the bank fails. So, before entrusting your money to any bank or […]
CCC Valuescope (CCCG), my insurer USAA, and I have filed a consumer complaint. They falsely claimed that my vehicle had a fair “market” value. USAA, my insurer, has failed to uphold its duty of good faith to me as its insured. USAA intentionally gave me a false and low valuation of my vehicle by using […]
Many drivers will simply flee the scene of an accident. They are more often not caught. If they do not give correct details, they might not be covered by insurance. If they are kind, they might stop and call emergency services. Insurers could deny coverage for someone driving the vehicle that is not listed or […]
In 2019, expanded benefits for Medicare Advantage were enabled, but so far few providers offer them. The annual open enrollment season (Oct. 15, Dec. 7, 2007) is the best time to take advantage of the new Medicare Advantage benefits. It might not be easy to find a plan that offers these benefits. Medicare Advantage, also known […]
It’s important to remember that the drugs covered and the costs you pay under Plan D can change year to year. You’ll need to be aware of your prescription drug coverage, whether you are new to Medicare or an existing beneficiary preparing for the annual open enrollment period that runs from Oct. 15 to Dec. […]
If you have only done one thing, the close is the easiest part of the entire process. Completed a Fact Finder. Understand the prospect’s feelings. Once the Fact Finder has been completed and the need understood, the sale can be expected. Below is a copy my presentation that explains the close and how it translates to sales. […]
Then what happens when you get into a car accident? Who do you call? Who will fix your car What about getting to work? There are rarely any injuries reported in car accidents in America. We won’t discuss the injury process here. Also, we will assume you have complete coverage. An accident can be described […]
When you arrive at your destination, your car is still sitting in the yard.An insurance adjuster can be reached by phone. They will fix it! They can fix your car in many waysSometimes this is good news. However, if your car is in serious danger, it is not.Insurance company will attempt to put it all […]
Your under-age children are responsible for all costs. Keep your wallet open. A bulletproof asset protection system can help you avoid any unpleasant situations. A local newspaper reported that a West Palm Beach, Florida car accident occurred when a 15-year old sister was driving the vehicle. She had a learner’s license and was operating the […]