A successful vacation is about getting safely to your destination, and having fun while you’re there. Mexico has a wealth of amazing destinations that provide outdoor adventurers with endless fun. Mexico offers a wide range of outdoor adventures, whether you’re looking for adventure on miles of rugged terrain or surfing the waves at the beach. To make the most of Mexico’s vacation opportunities, bring your motorized vehicles. Baja and Sonora offer some of the most exciting offroading experiences on the planet. Anyone with a boat or a jet ski is welcome to go out on the open ocean. If you are a proud owner of any of these items, you should consider taking them with you on your next Mexico vacation. However, you must ensure that your investments are properly protected.
Mexican insurance requires that you list all items being towable. You must list all items that are being towed on your Mexican insurance policy. If you file a claim, failure to list a towed vehicle can result in coverage being canceled.
Motorbikes
Under the Mexican sun, motorcycles can be a lot of fun. Baja has many opportunities to explore off-road trails and open roads. You should consider your insurance options if you plan to take your motorcycle to Mexico. You’ll need to research Mexican insurance companies that will cover motorcycles. You may not be eligible for liability coverage depending on what type of motorcycle you own. Many touring bikes, such as Harley-Davidsons and Gold Wings by Honda, are eligible for theft or collision coverage. Only sport bikes, dirt bikes, and dual-sport bikes are likely to be eligible for liability coverage. Street legal does not necessarily indicate full coverage. You should keep in mind that policies don’t cover activities off-road or at places where traffic laws are not applicable, such as the beach or the desert. You will need to have two policies if you plan to tow your motorcycle to Mexico. You will need a policy for the main vehicle that tows the bike and its gear. You will need another policy to cover the bike when it is being driven by its own power.
ATVS
Mexico is home to many all-terrain vehicles (ATVS). These vehicles can be driven on all roads and are a great way to transport Sonora and Baja. These vehicles are not eligible for Mexican coverage. Some Mexican carriers offer full coverage (theft and collision) for these vehicles while they are in transit. Ask about these limitations when you purchase coverage. Liability coverage is only available if the ATV is driven by its own power. You should also remember that liability coverage doesn’t cover most off-road situations.
Boats
A boat is a great option for vacations that are near water. Your boat can be brought into Mexico to make your trip more enjoyable and allow you to explore places that aren’t accessible by land. To protect your boat and yourself in Mexico, it is important to know the coverage options. You can insure a trailerable vessel on your Mexican auto insurance by listing it as a tow unit. Your policy should include the boat and trailer if you plan on towing it. You should verify with your agent if you have full coverage for the vessel in the US. Your current policy may offer coverage, which will help you save money on your Mexican coverage. It is also a good idea to consult your Mexican insurance provider regarding the maximum boat value. Most insurance companies have a maximum boat value of 20K. If your boat is more than that, it’s advisable to speak with the provider before you make any purchase. Mexican auto policies will no longer cover the vessel once it is removed from the trailer and taken into the water. Fishing licenses are not required!
Jetskis
The Sea Of Cortez is a great place to take personal watercraft like jet skis. You must tow these items as part of your Mexican insurance policy. You will need to research your company to ensure that you have full coverage. Personal watercraft can be covered by on-the-water liability policies. This policy is worth considering if you plan to use your jet ski in water where others may be nearby or in a marina that may require insurance.
