Insurance refers to all types of risks. Insurance policies can only be used to share risks with others with similar risks. While some risks can be insured (i.e., insurable), others cannot. non-insurable risks). Insurable Risks Insurable risks refer to the risks that the insurer covers or makes provision for. They are those risks against which it is possible […]
Search Results for: insurance
This is because I live in a village that is closely linked to witchcraft. The Police set up roadblocks to prevent anyone from reaching our hilltop church on Halloween night. This is true. This is true according to many people. Legend has it that the devil will appear if you run around the church seven times in anticlockwise on […]
Life insurance is a popular choice for those who want to make sure their loved ones are taken care of after they die. You can choose your beneficiary or beneficiaries when you buy life insurance policies. There are often rules regarding who will receive your death benefit, and what type of access they can have to the […]
Medicare eligibility starts at 65. Signing up early can help you avoid any premium surcharges. You have a little more flexibility if you are 65 or older. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Senior citizens […]
A new NerdWallet survey found that 53 percent of Americans support increasing Medicare benefits to include vision, hearing and dental care. 54% also support the government working with Medicare to lower prescription drug prices. NerdWallet commissioned the survey and The Harris Poll conducted an online poll asking more than 2000 adults about their support for Medicare […]
Both federal and state prisons as well as county jails often contract for medical services from third-party doctors. While providing medical care for prisoners is a necessary part of society, it can be dangerous for doctors who provide this service. This is because these doctors are often involved in lawsuits against prisoners for their involvement in […]
Construction site deaths and injuries are often caused by dangerous working conditions. According to the Health and Safety Authority of Ireland (HSA), the construction industry reported 454 workplace injuries for 2011. Though the rate of construction site injuries and fatalities is decreasing since 2009, the numbers are still significant, which are in turn affecting the employers (contractors/builders) […]
The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]
With the rising number of covid-19 cases, more people are being admitted to hospitals and makeshift facilities. Individuals with co-morbidities may need to be hospitalized for longer periods due to covid and other diseases. This could lead to huge medical bills. There is no reason to be concerned if you have multiple policies. Multiple policies can be […]
Many are excited to travel again, with vaccination progress allowing for the lifting of COVID-19 pandemic restrictions. These trips abroad could last more than a few days, as the option of working from home is becoming more common. You should be aware of the potential pitfalls when you consider moving overseas for a few months. Even […]