Search Results for: insurance

Average Asking Price of a Hernia Surgery Tops $10,000 and Some Health Plans Won’t Cover It

An average price for an inguinal and femoral hernia procedure at a hospital in the United States is $10,600. This was an adult male from the United States. (Source: Healthia) The majority of the costs for hernia surgery will be covered if the patient has viable insurance. More than 40 million Americans do not have insurance. Some health […]

Choosing a Benefits TPA

Third-party administrators (TPAs), are one of today’s hottest trends in insurance. According to the Society of Professional Benefits Administrators, (SPBA), 66% of U.S. workers are covered by self-funded plans. Most of these plans are managed by independent third party administrators. What should you look for when choosing a TPA? Here are some tips for independent agents. Where do […]

Comprehensive Coverage – Your Best Bet for Maximum Protection

Some people refer to comprehensive coverage as “other than collision”. This is because comprehensive coverage covers almost all possible problems that might occur with your vehicle, except collision. Comprehensive coverage is an insurance policy designed to protect your vehicle from all kinds of damage and loss. Fire, theft and explosions, floods and explosions, malicious damage, vandalism, Hailstone […]

Car Accident Settlements Checklist: Important Steps to Take at Crash Site

There are several steps that you can take to increase your car accident settlements. These steps will help you to pay for vehicle damage, injuries, medical bills, and other related expenses. You must first do the following: Be Calm This is simple, but it’s essential. Your adrenaline levels are high after an auto accident. Screaming at the […]

Ohio Car Accident Recovery Scheme

Ohio is among the states that have retained the “tort” and “at fault” method of determining compensation for victims of automobile accidents. Ohio has minimum insurance coverage requirements. At the time of writing, every car owner must have $12,500.00 bodily injury coverage per person. This can be up to $25,000.00 per accident. Every car owner must also have […]

Medical Payment Vs Personal Injury Protection: You Can Add PIP When It’s Not Mandatory In Your State

First Party’ coverage for car insurance is related the coverages that the policy offers to the insured and not to third parties or other persons. The two most important components of car insurance coverage include Personal Injury Protection (PIP) and Medical Payments (MedPay). The type of insurance coverage you choose will vary depending on the state and what […]

SR-22 in North Carolina

Each state has its own minimum insurance requirements and laws for vehicles that are operated on public roads. Car insurance is required for all vehicles with state registrations in North Carolina. An SR-22 may be required if you have any driving convictions or a less than ideal driving record. An SR-22 proves that you have maintained the […]