Search Results for: insurance

If you itemize, premiums, copayments and certain other expenses may be deductible. You may be eligible to deduct Medicare costs such as copayments or premiums if you itemize your income taxes. Unreimbursed medical or dental expenses may be deductible if they exceed 7.5% your adjusted gross income. Part A premiums can be deducted under certain circumstances. […]

Long-term care costs can cause serious damage to your retirement savings. The U.S. Department of Health and Human Services estimates that 27% of Americans who turn 65 in this year will have to pay at least $100,000 for long-term care, and nearly 18% will need care exceeding $250,000. This is a difficult pill to swallow for seniors. […]

Speeding is costly. Full coverage car insurance costs in the U.S. for a speeding ticket are $2,029 per annum, compared with $1674 for a clean driving record. It’s difficult to determine the average speeding ticket cost because penalties are assessed based on how many miles you drive in states such as Wyoming, Pennsylvania, and Michigan. Most states have penalties […]

Many agencies fail because they don’t have enough customers to buy from them often. Either they don’t attract enough clients or let their existing clients go. This is the number one reason I have seen agencies go bankrupt. It’s hard to believe how many well-managed agencies have failed because they didn’t have enough customers. Some agencies, however, […]

Selling final expense life insurance is my favorite sales job. Since I was 13, I have been in the sales industry for 13 years. I have always done well in sales. I am the most successful salesman anywhere I go. Final expense insurance is simple to sell and pays a lot. My first final expense appointment earned me […]

Private insurers offer Medicare Advantage Plans as an alternative to Original Medicare. Here are some tips to help you shop. Although you may have heard about Medicare Advantage Plans (or how they fit in the Medicare universe), do you know how to get one? Medicare Advantage Plans can be described as an “all in one” option […]

Medicare can help you pay for prescription drugs in two ways. Even though many seniors rely on medicines for their health, you won’t find outpatient coverage in Medicare Part A and Part B. Part D is an optional program that covers prescription drug costs. Medicare started offering it in 2006 as an option. Prescription drug plans […]

Owning a car is not just about filling it with gas and driving to where you want. Routine maintenance is essential if you want your car to last. A log of your car maintenance intervals will help you stay on track and keep your car in good condition for many years. It will be easier to track issues […]

Everyday Americans are encouraged to travel more, while also pursuing careers in accounting, design, and freelance writing. Working from home is breathing new life into burned-out employees and relighting the flames of creativity as people discover a new way of working that has also been surprisingly productive for today’s U.S. commerce. You and your family may want to […]

It is a common misconception that you were told to not drive barefoot in any state because it is illegal. Although it is not illegal to drive naked in any U.S. state, this common myth has been repeated many times. This urban legend has been disproven for many years. Jason Heimbaugh, a man from the 1990s, wrote […]