Search Results for: insurance

Accident claims are no longer stigmatized. People make claims because they feel that they were put in a dangerous or hazardous situation by the negligence of another person. It is important to highlight the breach of duty and ignorance of the person responsible in order to rectify the situation and to reduce the chance that another person […]

When we look at a client’s financial situation, one of the most common problems we see is that they have had many income protection and life insurance policies sold over the years. It is important to note that such coverage for a couple with a mortgage and a family, like a couple, is essential. It’s better […]

It’s possible that you have income protection insurance (also known as permanent insurance) if you are a dentist. You may even have claimed on your policy. Many of the top insurers have released their claim statistics over the past few years for income protection and critical illness coverage. This information is extremely useful as it provides insight […]

Today in the United States, Managed Care Plans have become the most popular form of health care coverage. Managed Care Plans are very different from Indemnity Plans. Under an Indemnity Plan, a policy holder can seek medical attention whenever and wherever it is essential. With a Managed Care Plan, a policy holder has many limitations […]

Unprepared families can end up spending a lot of money on a cheap term life insurance policy if they keep it too long. Term insurance can help protect your family against financial disaster. However, it is not a good idea to keep the same policy unless it is too late to get permanent coverage. Term life […]

Perhaps you sneaked into the neighbor’s pool as a child. Maybe you used their junk pile as a fort or jumped on their trampoline. These youthful indiscretions may seem harmless to a child. These acts of rebellion can be a problem for homeowners. Each of these “attractive nuisances” are features on your property that encourage children to […]

Bankrate studies frequently refer to J.D. Power is a source of customer ratings and reviews. Michigan-based J.D. Power is a consumer data and analytics company that has been providing detailed, objective studies on a variety of industries since 1968. A company can be a reliable source of impartial, independent ratings. Although policyholders can often complain, they rarely share their everyday […]

As much Uninsured Motorist (“UM”) coverage as you can afford on your auto policy. What UM protects: Your family’s uninsured motorist coverage covers you for damages and losses caused by an underinsured or uninsured driver. Why Substantial UM Coverage is Important: There are many reasons why you should have UM coverage. Inexpensive: UM coverage can […]

Medicare covers many services for people with mental illness or substance abuse disorders. However, there are special rules that limit the coverage and reimbursement. Medicare does not cover services for mental, behavioral and substance abuse disorders as well as other services. Treatment of Substance Use Disorders and Alcoholism Medicare will cover treatment for alcoholism and other […]

Wildfires will soon be the new norm due to extreme droughts and changing climates. Homeowners should be prepared. According to a Columbia University study, the West U.S. is experiencing a megadrought that is predicted to cause an early wildfire season. According to the National Oceanic and Atmospheric Administration (NOAA), nearly half the country is suffering from […]