A hit and run can be very stressful. You’ll feel like you have to scramble if you don’t have insurance information about the driver who hit your car. There are some options for you after a Texas hit-and-run. First, the Texas Transportation Code will make it clear that if the driver is caught, they could face legal […]
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Drivers in Oregon can have their license suspended if they have a driving record with a serious violation. Oregon drivers will need to purchase SR-22 Insurance in order to have their license restored. Their driver’s license is suspended until they have the proper documentation. An SR-22 certificate is a document that shows the driver has the minimum required liability […]
These situations are often fraught with difficulties. The owner must “unlock” the agency’s liquidity so that he or she can retire and not create excessive financial leverage for his/her successors. The agency owner must choose between protecting the legacy of the family business and transferring ownership to avoid creating an excessive financial burden. The agency owner […]
Heather, my client called me and I immediately knew there was something wrong. Her voice was usually upbeat but this time she was trembling. She said that her father had suffered a stroke. He couldn’t talk, thought clearly and was unable move like before. Heather was aware that the roles were reversed and she would now be caring for […]
Now you have a beautiful new home. And with it, a wonderful new mortgage. The average mortgage loan is around PS150,000. This means that you will need to make a long-term commitment and repay the money. Repayments take a significant portion of your monthly income. How can you protect yourself from financial disasters? You have a family to […]
Utah law provides for prison sentences and fines for those who flee the scene of an accident that results in bodily injury or property damage. A hit-and run offense can result in long-lasting penalties.According to data from Quadrant Information Service, Utah’s car insurance premium could more than double if a person is convicted of leaving the […]
Why should we purchase insurance? Answers may vary depending on the needs of each individual. It could be used to provide financial protection. Some people use it as a way to save taxes. There are many insurance plans on the market that cater to different needs. Therefore, one should not buy insurance just because they need it but […]
It is not easy to educate and communicate with employees about the benefits offered by their employer and broker(s) before the “Enrollment Period”. The Employer and Broker must collaborate to make the Benefit Plan Design, the Programs, and/or Services clear and understandable for the employees and their families. Effective “Group Meetings”, including preparation and follow-up, can have […]
It can be overwhelming and difficult to lose a loved one. It is difficult and exhausting to deal with the emotional toll. It is common for loved ones to forget some details, even if they have a clear plan. People tend to prioritize cancelling financial-related items like credit cards, insurance policies, and automatic payments. This is a great […]
The national base beneficiary premium for Part D plans is $33.06 per month for 2021. Medicare Part D plans — which cover prescription drugs and are also known as Medicare drug plans — come with monthly premiums that vary by policy. According to Centers for Medicare & Medicaid Services for 2021, the national base beneficiary premium for […]