Children are special… Life insurance is a special case in which children are considered to be unique. According to the new Mortality Tables, children are expected to live for many years (0-100+ year). Their life insurance rates are lower than those of an adult or teen, so they have a lower cost. After a child turns 14, they are […]
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Many people don’t realize how much work is involved in filing insurance claims. The consumer has two options: 1) Hire an insurance adjuster or 2) Rely on the adjuster at their insurance company to make it right. The second option could be similar to letting your spouse’s lawyer make the decisions regarding a bitter divorce settlement. We will […]
An insurance company will appoint a Loss Adjuster to handle and investigate claims. They are often used by insurance companies when the claim is complex, high-value or suspicious of fraud. A Loss Adjuster will likely ask you a variety of questions when investigating your claim. The nature of your claim will determine the questions they ask. However, […]
USPS offers various insuring options, from purchasing insurance directly through post offices to third-party providers such as Shipsurance that may provide lower rates than USPS. Insurance costs depend on the declared value of your package; however, it is always wise to purchase coverage when shipping valuable items. Insurance coverage USPS first class mail insurance offers […]
A salvage title car is a vehicle that has sustained significant damage from an accident, fire, or natural disaster. While you can purchase these vehicles for a much lower price than ones with clean titles, they can come with their own set of risks. For instance, most regular insurance companies won’t cover salvage title cars; […]
Money market funds are an attractive option for investors looking to build their portfolio with safety and security. But before investing, you may want to know if money market funds are insured by the FDIC? Knowing whether or not your investments are backed by some form of insurance is important, as it could mean the […]
Insurance companies that resist change and remain dependent on their old Policy Administration Systems are missing out the incredible benefits offered by the SaaS-based PAS. These amazing advantages include enhanced usability, accessibility, and configurability. These aspects are addressed in this article. We will also list the benefits of a PAS that can help an insurer increase […]
Current technological trends like Big Data and Analytics, Blockchain, and the Internet of Things are causing a lot of disruption in the insurance industry. These technologies are radically changing the way the industry functions. Let’s take a look at the key trends in the industry, discuss the challenges facing the industry, and then see if it […]
Establishing health care may be one of the top priorities if you and your family move overseas. Services and costs abroad may be very different from what you’re used to. It is important to ensure that you have all the necessary coverage. You can start with health insurance that covers you and your family. Next, you […]
Everyday, people are hurt. Some more severe than others. Many people feel so grateful that they are still alive after a serious injury that they don’t realize that they are responsible for their suffering. With an accident claim, you can hit them where they’re going to hurt. People often ignore this fact, and want to continue living their […]