Search Results for: insurance

What should you do if your doctor sends you a bill for services you believe should have been covered by your insurance? If your doctor says that your insurance company denied payment, then you are responsible. It could be hundreds of dollars. What if the bill is for an older date? How do you pay the bill You might […]

HSAs (Health Savings Accounts) have been the topic of much debate lately as employers investigate whether these relatively new accounts offer the right benefits for their workers and company. The HSA was created by Medicare legislation in December 2003 and signed into law in January 2004. It allows employees and employers to fund a tax-sheltered […]

How do you think an additional $5000 or $10,000 in expenses would fit into your family’s budget? High out-of-pocket costs for medical care can be caused by consumer-driven healthcare plans, which were part of the Medicare overhaul legislation passed in 2003 by Bush. This is similar to a tax hike. Two financial components of consumer-driven healthcare […]

Recent surprises included a letter from my “retirement” company, in which they informed me that my next-year’s premium for health insurance would more than double the amount I paid last year. Although the premium was not cheap, it is absurd. As the baby boomers enter the final stages of their lives, I can see that my […]

Not only can terminal illnesses cause death, but they can also affect financial stability and the well-being of families. However, a viatical settlement can offer financial support and emotional comfort for those suffering from serous diseases. Viatical settlements are simply the transfer of life insurance benefits to another party. Viatical settlements are also known as “viaticals” and […]

Formularies are one of the most confusing parts of the new Medicare Prescription Drug Plan. The best plan for you depends on your drug use and the coverage provided by each plan. It is important that Medicare-eligible people understand the formularies in order to choose the best plan for them. What is a formulary exactly? A formulary […]

Are you interested in becoming a self-insured administrator? If so, then you might be wondering just how difficult the Self Insured Administrators Exam is. This exam is not for the faint of heart and requires extensive preparation to pass. But don’t worry, we have got all the information you need to know about this exam, […]

If you’re the victim of ahit-and-runVirginia is not only a stressful place, but also your car insurance will likely increase.For a full coverage policy, the average cost of Virginia auto insurance is $1,304 annually. A hit-and-run accident can increase the average rate by $2,565Based on data from Quadrant Information Services. Virginia hit-and-runs A hit-and-run incident is […]

Accidents can be stressful. Hit-and-run accidents can add stress to an already difficult situation. It is not necessary to know all the details after a hit and run in Oregon. You may be able manage the situation relatively easily if you are familiar with the correct steps. And because of the state minimum insurance requirements, your own insurance might […]

“You cannot fight the city hall!” Or, in this instance, the Insurance Industry. There was an old saying, “You cannot fight City Hall.” Similar perceptions exist when it comes the insurance industry. Many people believe the insurance industry cannot be touched and that disputing a claim will prove difficult. But that’s not the problem. It is about trying to win! It […]