Search Results for: insurance

CIT Bank is an established, trustworthy online bank offering competitive rates and benefits on savings and checking accounts, such as its eChecking account that earns interest as well as reimburses up to $30 in ATM fees per month. First Citizen’s Bank has been providing deposit insurance since 1898; up to $250,000 of your deposits per […]

We are all making significant efforts to save money and spend less in these uncertain times. Realizing that unemployment is possible, we are confronting our fears. According to financial experts, it is ideal that we have enough savings to last six months without being unemployed. However, it’s likely that we don’t have enough money in our savings to […]

You could be eligible for payment protection if you have mortgage, credit card, or loan repayments each month. If you work full-time and want to protect your income, then you could benefit from payment protection. A term used to describe a group of insurance policies that includes payment protection. These include income protection, loan protection, and mortgage […]

It is important to determine the car’s value for a variety of reasons. It helps you get the best price for your vehicle if you trade it in to a dealer or sell it to a third party. Today, many people research car values online before negotiating. Another area where knowing your car value may come in handy is in filing […]

Children are special… Life insurance is a special case in which children are considered to be unique. According to the new Mortality Tables, children are expected to live for many years (0-100+ year). Their life insurance rates are lower than those of an adult or teen, so they have a lower cost. After a child turns 14, they are […]

Many people don’t realize how much work is involved in filing insurance claims. The consumer has two options: 1) Hire an insurance adjuster or 2) Rely on the adjuster at their insurance company to make it right. The second option could be similar to letting your spouse’s lawyer make the decisions regarding a bitter divorce settlement. We will […]

An insurance company will appoint a Loss Adjuster to handle and investigate claims. They are often used by insurance companies when the claim is complex, high-value or suspicious of fraud. A Loss Adjuster will likely ask you a variety of questions when investigating your claim. The nature of your claim will determine the questions they ask. However, […]

USPS offers various insuring options, from purchasing insurance directly through post offices to third-party providers such as Shipsurance that may provide lower rates than USPS. Insurance costs depend on the declared value of your package; however, it is always wise to purchase coverage when shipping valuable items. Insurance coverage USPS first class mail insurance offers […]

A salvage title car is a vehicle that has sustained significant damage from an accident, fire, or natural disaster. While you can purchase these vehicles for a much lower price than ones with clean titles, they can come with their own set of risks. For instance, most regular insurance companies won’t cover salvage title cars; […]

Money market funds are an attractive option for investors looking to build their portfolio with safety and security. But before investing, you may want to know if money market funds are insured by the FDIC? Knowing whether or not your investments are backed by some form of insurance is important, as it could mean the […]