Claims Additional Living Cost (ALE) Here’s a SUPER Important A.L.E. TIP! Wildfires have caused massive damage to the Western United States over the last few years. They have displaced tens and thousands of people and cost billions of dollars. What happens when local authorities make you evaluate when fire is too close to your home? The ALE section […]
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Statistics show that 1 out of 3 pets are afflicted by illness, injury or disease every year. Avoid giving pets chocolates and other poisonous substances. Pet owners can also find valuable information on the internet to keep their pet healthy and save money on treatment. Very few pet insurance companies offer the maximum coverage. This policy might cover […]
Multiple Insurance Policies can cover more than one person. Insurance companies often want to know if the policy covers individuals or families. A single-police covers one person. If the person files a claim, the individual will receive the lump sum. You can decide how to spend the money. However, it is wise to get out first before you […]
It is a mystery that life can be thrown into dismay at any moment. If you are faced with sickness, the first question to ask is: Do I have enough coverage? This will allow me to cover my family’s medical expenses and support their families during the trial. Are you able to purchase sufficient coverage to provide […]
Reverse mortgages can be used to make financial planning more efficient. Sometimes, adult children of aging parents require just as much education or even more than seniors. This is a new concept that often seems too good to be true. Reverse mortgages, also known as Home Equity Conversion Mortgages, are backed by federal government. Seniors and their families […]
Which type of life insurance policy are you currently carrying? Is it a “term policy?” Is it a policy for the whole life or universal life? You could end up in serious trouble if you don’t know which type of policy you have. Everybody needs to know the type of policy they have, what it costs, and, most importantly, […]
For Critical Ill and Life Insurance companies to file a claim, recipients will often need to send in receipts of medical evidences and claim forms. Most policies will be valid provided that your prognosis has shown that you have between 14 and 28 days to live. Once you are accepted by the company and all evidence has […]
Drivers who are convicted of serious traffic violations or have been involved in a serious accident must obtain SR-22s. “SR-22 insurance” does not refer to a policy of insurance, but a certificate that shows you have the right amount of insurance in your state. High-risk drivers may need to file SR-22 alternatives, depending on where they […]
Original Medicare includes coverage for “medically necessary” physical therapy. Medicare pays a lot of the costs of physical therapy if it is medically necessary. It is often necessary for those 65 years and older. Nearly 3 million Medicare beneficiaries received PT during surgery recovery or injury in 2019. This helps to decrease pain and improve mobility. What […]
Drivers convicted in Virginia of serious traffic offenses may need an SR-22 certificate to be able to reinstate their suspended license. Often referred to simply as SR-22 insurance. This certificate proves that the driver has the minimum required auto insurance in their state. However, Virginia may require an FR-44 in certain circumstances. This has much more severe […]