Search Results for: insurance

The Rose Room

Rose rooms are a private decor of the aristocratic class. The chambers’ pillars are sacred. The rose room is almost an area of socialist protesters. There is a small alter in the room, a long table with a large oval shape, and no computers or file cabinets to store memories. There are several alter egos at the table, ready […]

Underwriting Auto Policies

This type of insurance is the most affordable, but it also complies with all state regulations. To reduce premiums, all optional coverage such as Rental Reimbursement or Roadside Assistance is not included. Standard and Nonstandard Insurance Market There are two types of insurance markets: standard and non-standard. For drivers who have not received any traffic tickets, the […]

Could PPI Mis-Selling Be Banned?

The Competition Commission announced they will ban the sale and purchase of Payment Protection Insurance (PPI) at point-of-sale for loans, credit cards and store cards. An expert in personal finance estimates that as many as 50% of PPI policies worth an estimated 10 billion pounds could have been missold. This could be recovered by lenders, he suggests. […]

Employment Practices Liability – Is Your Business at Risk For a Lawsuit?

Employment Practices Liability Insurance (EPLI), is an insurance policy that protects you from claims by your employees arising from the general conduct and management of your business. Is it more likely that you, as the business owner, will be sued by an outsider than by your employees? According to the Equal Employment Opportunity Commission (EEOC), […]

Why Won’t Your Insurer Pay Your Critical Illness Cover?

Over the last few years, much has been written on critical illness (CI), products. These articles have highlighted both the negatives as well as the positive aspects of this complicated type insurance coverage. Research shows that there is a lack trust in certain claim processes and procedures. Worse, insurers are not willing to pay expensive claims if they […]

Wildfire, Hurricane Or Tornado Loss? Here’s a Top Ten List of How to Submit Your Claim!

California wildfires are ravaging entire counties like Santa Barbara County. They have destroyed thousands of homes and businesses. Early damage estimates are over $1 billion. A tornado struck downtown Atlanta on March 14, 2008, causing more than $250 million worth of damage. Many homes and businesses were severely damaged. Some were even total losses. Many had property […]