We live in a world where anything can happen at any given time. Accidents, natural disasters, and other unforeseen events are all possible – and they can have devastating consequences. That’s why it’s important to be aware of the various elements of an insurable risk. Insurable risks are risks that can be covered by insurance […]
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It is known that President Dryden of Prudential and President Knapp of Metropolitan were both close friends of Prudential of London. Both were able to see the operation of the business firsthand when they went to London. They were treated with every kindness by Stewart L. Woodford (the Metropolitan’s Attorney), and Mr. Knapp. They returned with a clear […]
Multi-discipline fraud is evident in the rise of practices that were created by practice building consultants to avoid or eliminate limited chiropractic insurance coverage. They are often associated with an MD. This type of practice is now less popular due to increased scrutiny and investigative interest on the part third party payers as well as state […]
Truth be told, there is no one right answer to this question. There are many good and bad answers depending on the situation. Let me explain. A discount dental plan will not be of any benefit if you already have great dental coverage. To buy one would be a waste of money. A discount dental plan can be […]
You can protect yourself against catastrophic medical expenses, and keep you ahead of any future medical events with medical savings plans. It can also help to lower health care costs. There are many medical savings plans available today, including the HSA. The HSA, which is a health savings account, is intended to lower the cost of health care […]
In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]
nearly 20 Americans are subject to physical abuse by their intimate partners every minute. This is more than 10,000,000 women and men per year. It has been hard to adjust to a COVID world . This is especially true for domestic violence victims who are forced to live with their abusers. Coronavirus, which brought a new wave […]
A survey by Gallup in 2021 found that 11.3% of LGBT adults identify themselves as transgender. This is roughly 0.6% of America’s population. Some transgender people receive gender-affirming treatment while others don’t. Every person is different. People who identify as transgender and non-binary can also update their legal identities on government-issued documents like their passport or driver’s licence. Some states […]
It was inevitable that this day would come sooner than expected. Your child is now a teenager driver after he or she has gone from a little boy to a teen driver. Although this sounds terrifying in theory, there are steps you can take to make it a positive experience for your child and keep them safe. […]
Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]