Search Results for: insurance

Which One Of These Is Not Considered To Be An Element Of An Insurable Risk?

We live in a world where anything can happen at any given time. Accidents, natural disasters, and other unforeseen events are all possible – and they can have devastating consequences. That’s why it’s important to be aware of the various elements of an insurable risk. Insurable risks are risks that can be covered by insurance […]

The Introduction of the Prudential of London

It is known that President Dryden of Prudential and President Knapp of Metropolitan were both close friends of Prudential of London. Both were able to see the operation of the business firsthand when they went to London. They were treated with every kindness by Stewart L. Woodford (the Metropolitan’s Attorney), and Mr. Knapp. They returned with a clear […]

The Next Generation of Multi-Discipline Practice Fraud

Multi-discipline fraud is evident in the rise of practices that were created by practice building consultants to avoid or eliminate limited chiropractic insurance coverage. They are often associated with an MD. This type of practice is now less popular due to increased scrutiny and investigative interest on the part third party payers as well as state […]

What Are The Benefits Of Health Savings Plans?

You can protect yourself against catastrophic medical expenses, and keep you ahead of any future medical events with medical savings plans. It can also help to lower health care costs. There are many medical savings plans available today, including the HSA. The HSA, which is a health savings account, is intended to lower the cost of health care […]

Car ownership for DACA and undocumented citizens

In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]

How to change gender on a driver’s license

A survey by Gallup in 2021 found that 11.3% of LGBT adults identify themselves as transgender. This is roughly 0.6% of America’s population. Some transgender people receive gender-affirming treatment while others don’t. Every person is different. People who identify as transgender and non-binary can also update their legal identities on government-issued documents like their passport or driver’s licence. Some states […]

The Equity Indexed Annuity Explained – Rates, Caps, Returns and Yields – How Does it Work?

Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]