The National Oceanic and Atmospheric Administration (NOAA), accurately predicted a record-breaking storm season for the 2020 Atlantic hurricane season. 14 of the 30 storms that occurred developed into hurricanes, including seven major hurricanes with winds in excess of 111 mph. A hurricane’s powerful force can cause damage to a house and make it irreparable. But you can minimize the […]
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As an insurance professional in Houston Tx, I see many cars and many accidents. This means that insurance premiums will rise and there will be more claims. Because I drive the same roads as everyone else on my way to work, I am a consumer first. I thought it would be a good idea for me to […]
An average price for an inguinal and femoral hernia procedure at a hospital in the United States is $10,600. This was an adult male from the United States. (Source: Healthia) The majority of the costs for hernia surgery will be covered if the patient has viable insurance. More than 40 million Americans do not have insurance. Some health […]
My friend recently quit his job. It was a contract job, so the insurance wouldn’t become effective for six more months. He was concerned about his diabetes and wanted to know the options available. He wanted to know how he could continue receiving health care, even if he had to spend a little bit more. He asked us […]
Third-party administrators (TPAs), are one of today’s hottest trends in insurance. According to the Society of Professional Benefits Administrators, (SPBA), 66% of U.S. workers are covered by self-funded plans. Most of these plans are managed by independent third party administrators. What should you look for when choosing a TPA? Here are some tips for independent agents. Where do […]
Some people refer to comprehensive coverage as “other than collision”. This is because comprehensive coverage covers almost all possible problems that might occur with your vehicle, except collision. Comprehensive coverage is an insurance policy designed to protect your vehicle from all kinds of damage and loss. Fire, theft and explosions, floods and explosions, malicious damage, vandalism, Hailstone […]
There are several steps that you can take to increase your car accident settlements. These steps will help you to pay for vehicle damage, injuries, medical bills, and other related expenses. You must first do the following: Be Calm This is simple, but it’s essential. Your adrenaline levels are high after an auto accident. Screaming at the […]
Ohio is among the states that have retained the “tort” and “at fault” method of determining compensation for victims of automobile accidents. Ohio has minimum insurance coverage requirements. At the time of writing, every car owner must have $12,500.00 bodily injury coverage per person. This can be up to $25,000.00 per accident. Every car owner must also have […]
Resolving a car crash is stressful regardless of whether the victim lives nearby or across the globe. However, where you live can have an impact on how a car accident case is handled. Out-of-State Drivers There are many ways an accident could occur away from home. However, one of the most common is a car accident on […]
First Party’ coverage for car insurance is related the coverages that the policy offers to the insured and not to third parties or other persons. The two most important components of car insurance coverage include Personal Injury Protection (PIP) and Medical Payments (MedPay). The type of insurance coverage you choose will vary depending on the state and what […]










