Search Results for: insurance

Capital One QuicksilverOne vs. Quicksilver

Capital One QuicksilverOne could be just what you need if you’re looking to establish or rebuild credit. Designed specifically to address people with fair or limited credit histories, this card allows them to build it by offering them the chance for increased limits after six months of responsible use. Also included with your membership is […]

The Platinum Card From American Express Benefits Guide

American Express’ Platinum Card provides access to airport lounges, premium status at hotels and more – however its high annual fee may make it hard for some consumers to justify. Frequent travelers can often offset their card’s annual costs through its various annual credits and perks, like Uber cash or Equinox credits. Here’s how: Earn […]

What Credit Score Do You Need For a 0% APR Credit Card?

A 0% interest credit card can be an effective tool for paying down debt or financing major purchases, but in order to qualify you typically require good-to-excellent credit. When applying, a hard inquiry will appear on your report that will temporarily reduce your score. For optimal credit health, make regular and full payments each month […]

The History of HMO Plans

Introduction: HMO Plans, also known as Health Maintenance Organization Plans (or HMO Plans) are managed care programs. Managed care programs are designed to maintain good health by providing quality care and preventing diseases. It is possible to control rising health care costs by maintaining good health. HMO Plans were initially introduced in order to provide health care […]

All About First American in the Title Cover Business

This is the most versatile title insurer on the market When we consider the extent and nature of this insurer’s activities, the above statement is quite accurate. To ensure its customers receive better service, it employs every technology available. It should be all the more reason that a larger portion of the overall title insurance market’s profits […]

U.S. wildfire statistics

The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]

Time to Pop the Question – Engage With Consumers Maturing UBI Into a Mass Market Proposition

UBI, or Usage-Based insurance, is still in its embryonic stages and will need to grow into a standard of insurance. UBI is certain to be the future of auto insurance. Although UBI has begun to lay the foundation, it is still not clear how UBI will appeal to consumers. How will it become a mass-market proposition? Usage-Based insurance, […]

Social Security in the 21st Century

Americans have achieved many successes with social security. This program provides economic security for over 47 million Americans and their families. We are close to eliminating poverty among seniors because of the built-in protections. It provides basic income to millions who are disabled or have lost a wage earner. Social security’s financial security is extremely strong. It took in […]

How to Tell If You Need Collision Coverage on Your Car

Many drivers assume they can’t afford collision coverage because it provides protection in the case of an accident that is not your fault. While coverage is important, every car owner must do a cost-benefit analysis to determine whether the protection is worth it. What situations do you need collision insurance coverage? Let’s take a look at […]