When it comes to understanding the financial strength of insurance companies, there are a variety of organizations that play a role in monitoring and evaluating the data. In this blog post, we will explore the criteria and process for assessing an insurer’s financial health in order to better understand which organizations are involved in such […]
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It’s no secret that the Affordable Care Act (ACA) has been a hot-button issue for years, and one of its most controversial points is the coverage of those with pre-existing conditions. But who supports or opposes this provision? In this blog post, we will take a look at who has supported and opposed ACA’s provision […]
When you purchase goods, it’s important to understand when a buyer has an insurable interest in the goods. An insurable interest is an agreement between a buyer and a seller that guarantees that the buyer will not suffer any financial losses if the goods are damaged or destroyed. This can be a tricky topic for […]
It can be very stressful to suffer damage to a car you rented. Without the right collision and liability insurance, you could find yourself in a financial crisis. There are many things to consider when settling damages to a rental car. You will typically have insurance when you rent a vehicle. This could be through your car […]
It’s not often that you will come across someone who has been in an auto accident. It is important to understand what happens after an accident and how stressful and painful it can be. The pain and stress that comes with the death in a car accident can be almost unbearable. It is essential to have excellent auto […]
“Car Hire Excess Waiver” is a dreadful phrase that won’t immediately ring a bell for most people. This is actually a technical term that describes a part of rental car insurance. You might want to pause before you rush to click the “NEXT” button when you think about insurance. You can save a lot on car hire […]
You’ve probably tried to fit large furniture pieces into a hatchback or estate car. Even though there are many design options that allow for easy folding seats or under-floor storage, an average car doesn’t have as much space as a small van. It is a good time to consider buying a van instead of a new car, […]
Drivers in most states are required to have vehicle inspections. They must also obtain periodic inspections from licensed professionals. Federal safety inspections are mandatory for all modes of transport except rail, truck, bus, and commercial bus. However, there is no federal mandate for passenger vehicles. Studies show that almost 2.6% fatalities in crashes between 2011-2016 were caused by vehicle […]
Over the years, the rate of traffic crashes in New Jersey has been increasing. New Jersey saw more than 6,000,000 drivers in 2019, so it’s not surprising that there were over 200 000 accidents in 2019. The New Jersey Assigned Risk Plan was created to address these concerns. This plan was created to ensure that high-risk drivers with poor credit are insured. […]
You might think it’s simple enough to check if a car is insured before you take it for a test drive or buy it, but the truth is, it can be complicated. Knowing whether the car you want to buy is insured correctly and legally should be a part of your due diligence when buying […]