In almost all states, car insurance is required. This protects you as a driver from any liability if you are involved in an accident. There are many factors that influence car insurance rates, but the most important is the make and type of your vehicle. In addition to being cheaper to insure certain types of vehicles, […]
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Nearly everyone who has had to deal with fire damage to their property makes costly errors during and after settlement. But policyholders often make the same costly mistakes over and over again, without even realizing it. The winner, or should we say loser, is the policyholder who relies on their insurance adjuster to inspect, assess, and estimate […]
A policy for auto insurance may appear to have complicated clauses and unfamiliar terminology. Sometimes it can be confusing. This article will help you understand the most important terms that insurance agents use. Clear understanding of all terms will make your car insurance decisions easier. You will pay more for premiums if you have a clean driving record. […]
It can be difficult to find the right auto insurance package in today’s overcrowded auto insurance market. While some insurance companies boast they have the lowest insurance rates, others offer a wide range of features and services that can overwhelm you. It’s not always about the lowest price or the most comprehensive set of services you need […]
The current rate for home ownership in Washington D.C. stands at 41.6%. This is well below the 65.8% national average. Washington, D.C. homeowners insurance is cheaper than the national average. D.C. residents pay $902 per year for a policy that covers $250,000 of dwelling coverage, which is lower than the national rate of $1.477. You can compare multiple companies […]
Every auto accident is different. A car that is damaged by a rock hitting the windshield and cracking it, or a vehicle that is completely destroyed, injuring the driver, are two different types of accidents. These categories are used by insurance companies to determine what damages a driver is eligible for. These are the four types […]
It is important to know whether your vehicle requires a statutory inspection. It is normal to assume that a vehicle will fall into one of these two categories when buying a car. The vehicle may be brand-new, or relatively recent. As such, it probably doesn’t need a statutory inspection. It will usually have a manufacturer guarantee that […]
It is very common to lease a vehicle. The pricing and packages for leasing vehicles have become quite competitive. You should carefully review the insurance requirements in your lease agreement. There are many requirements. Unknowingly, you could be charged thousands of dollars if you don’t understand a clause. Insurance to Protect You An auto accident can cause […]
DASHCAMERA INTRO A dashboard camera is a camera placed on the windshield or dashboard of your car and records everything you do while driving. Advanced versions of the cameras can record rear views and some have infra red sensors that enable recording in the dark. As soon as the engine starts, the camera switches on automatically and […]
You may need special coverage called SR22 if you have been identified by the Motor Vehicle Department as a high-risk driver. SR22 is proof that you have sufficient insurance to legally drive after a major driving offense. You should ask the Motor Vehicle Department if you are eligible for SR22 coverage. Common reasons include a DUI, DWI, […]










