Search Results for: insurance

Long term care insurance is a type of insurance that helps cover the cost of care for those with chronic illnesses or disabilities. The costs of long term care can add up quickly, and many people are unable to pay for them out of pocket. Long term care insurance can be expensive, but it is […]

There are a lot of misunderstanding about Medicare and other health insurance plans. People often think that Medicare is their primary insurance and that it will pay for everything. However, this is not always the case. Sometimes, Medicare may only pay for a portion of your medical expenses or it may not cover certain types […]

Many business owners believe that their standard commercial insurance policy will protect them from any and all risks. Unfortunately, this is not always the case. There are a number of perils that standard commercial policies do not cover, which is why it’s important to have an errors and omission (E&O) insurance policy in place. E&O […]

It’s a question that plagues many young adults: when am I off my parents insurance? It’s a valid question, as health insurance is not cheap and many young adults are struggling to make ends meet. The answer, unfortunately, is not a simple one. It depends on a variety of factors, from your age to your […]

You will need to have their support to obtain life insurance. If your parents do not have insurance or the finances to cover their expenses in later years, they can purchase life insurance for them. Life insurance can help you pay for the final arrangements, such as a funeral, or help with your parents’ care. You […]

You or your insurance carrier can initiate a homeowners insurance renewal. Either you can let your policy expire or you might receive an insurance notice from your carrier advising you that your policy will be terminated. To ensure that your coverage does not lapse, you should start looking for a new policy for home insurance with another company. […]

Smart home technology is making life easier and safer. Biometric or smart locks provide additional security by requiring a pin and fingerprint to unlock your home. This can make it more secure than traditional keys. Your house key is accessible to anyone who holds it. However, your fingerprint or pin are enough to block others from getting […]

28 people die each day in America from drinking and driving accidents. DWIs and DUIs are serious offenses that carry severe penalties. You will most likely experience an increase in your car insurance premium after being convicted in Maryland of DUI. Maryland drivers see an average 78% increase in their car insurance premiums after being convicted for DUI. This […]

What’s the difference? One difference between Income Protection and Life Insurance is that Income Protection is designed to help your family support you when you aren’t there. Income Protection, however, is a policy that protects you throughout your life if you are injured, sick, or disabled or need assistance paying your mortgage. What is Life Insurance? […]

Many insurance policies offer coverage for different types of damage and accidents. Each family should have at minimum one of these three. Different types of homeowner policies The insurance for homeowners falls within one of six categories. HO-1 or HO-2 are the more common names. They cover only property against damage that is specifically listed. The extent of […]