Health insurance premiums can be deducted on your taxes if they meet certain criteria, such as being above 7.5% of your income and itemizing deductions. Other forms of coverage, however, aren’t as deductible. Self-employed individuals may deduct premiums they pay for medical, dental, and long-term care policies on their tax returns; however, the process becomes […]
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New York is a no fault state, meaning that all parties involved receive compensation regardless of who was at fault in an accident. However, an injured party may pursue additional damages against those at fault if their injuries prove significant. This insurance system relies on Personal Injury Protection or PIP coverage to reimburse both you […]
Shipping insurance can be essential for many ecommerce businesses that sell high-value items; even one damaged shipment could wreak havoc with your bottom line and customers’ happiness levels. Major carriers and third-party vendors offer shipping insurance at rates determined by an item’s declared value, but is it worthwhile? Cost Shipping insurance provides businesses with financial […]
Ticketmaster provides its customers with an option to purchase event insurance through Allianz Global Assistance – a popular brand known for travel protection policies. Durazo advises purchasing ticket insurance for high-ticket events, while local or lower cost events might not warrant this additional expense. He suggests reading through any fine print carefully to decide the […]
Home purchases are one of the biggest investments most will ever make, so to safeguard their investment properly they need a clear title free from liens or any claims against ownership. To meet these obligations, purchasers should purchase two forms of title insurance: mandatory for lenders and highly recommended (operator’s title insurance). What is a […]
A vacant home differs significantly from one inhabited by someone, in both physical and financial terms. Protecting it requires special measures. Vagrant homes present greater risks of vandalism, theft and water damage; without someone around to detect leaks for example, your home could become irreparably damaged beyond repair. Some insurers offer vacant home coverage as […]
Business insurance can protect against unexpected incidents that threaten the success of your enterprise, although costs for different forms of coverage vary significantly. Insurance providers take past accidents and claims into consideration when setting premium rates, so starting a newer business will usually incur higher premiums than established ones with clean histories. Some businesses choose […]
Homeowners’ insurance policies often cover structural damage caused by fallen trees as long as the fall was due to an insured peril, such as high winds or hailstorm. But homeowners must understand how insurance companies approach claims regarding fallen trees. No matter where the tree originally fell, most homeowner policies cover the cost of removal […]
Once someone dies, state laws and policy terms dictate who will receive their life insurance proceeds. Sometimes this may include someone other than their intended beneficiary claiming these funds as well. disputes often stem from unexpected changes made while an insured is hospitalized or living in a nursing home. Learn when it’s appropriate and how […]
Over the last year, I have conducted a number of SEO experiments. To determine the speed at which I could get a website to rise in organic search engine results (the results that are not listed in an advertisement in Google, Yahoo and Bing searches), I tried several methods using various keyword phrases. My main tests were […]