Search Results for: invest

If any member of your household possesses a driver’s license and regularly uses your vehicles, it is wise to add them to your insurance policy in order to provide sufficient coverage in case an accident should arise. It also gives you access to discounts such as good student discounts for teenagers. Adding a new driver […]

Insurance can be an effective way to guard against disasters; however, over-insuring can leave you paying for coverage that’s unnecessary. Overspending on insurance can seriously compromise savings for down payments, retirement accounts, college funds for your children and emergencies. Therefore, it’s crucial that you review and shop around for policies annually. Policy Limits Insurance policy […]

UPS insurance could provide peace of mind when shipping high-value items or simply want peace of mind that their packages won’t get lost or stolen during transit. Get familiar with what coverage options exist as well as any exclusions. Purchase insurance either online or at a UPS Store by entering your shipment details and declaring […]

Building type is one of the primary determinants of an insurance premium rate; more vulnerable structures require higher premium rates due to risk associated with damage claims. Wood-framed buildings can be susceptible to moisture damage and termite infestation, while steel buildings offer greater peace of mind to homeowners. 1. Structural Integrity Structural integrity refers to […]

Your choice of deductible has an enormous effect on premium costs and out-of-pocket expenses if a claim occurs. To help navigate through all your options and make an informed decision, speak to a tax professional for guidance. Home insurance premiums typically aren’t tax deductible for most homeowners; however, in certain circumstances they could be. Homeowners […]

Your condominium association likely maintains a master insurance policy to cover the building and property, but this won’t protect your individual unit or personal belongings. An HO-6 condo insurance policy can fill this void. This type of homeowners insurance provides coverage against dwelling damage, personal property loss and liability claims. To determine how much protection […]

New York life insurance companies provide many choices. There are term and no-medical-exam policies available throughout the state, while companies like Mutual of Omaha provide whole life policies that gain interest over time and offer dividends as part of their service offering. People who opt for this company can take advantage of competitive premiums and […]

Landlord insurance is intended for people who own single- or multi-family houses that they rent out to others, providing cover against damage to structures — including dwellings, other structures and equipment such as lawn mowers and snowblowers — on their properties. Landlords also need protection against liability lawsuits; however, such policies don’t protect tenants’ personal […]

Auto insurance coverage can help drivers avoid financial calamity in the event of an accident. Most states mandate liability coverage, and dealerships won’t let customers drive off the lot without it. Based on state laws and dealership requirements, depending on where your new car will be registered you may require either purchasing a separate policy […]

Many factors influence pet insurance premiums, including annual coverage limits, deductibles and reimbursement rates. To find the cheapest policy possible that meets your budget requirements, choose an insurer with customizable deductible, reimbursement and annual limit options that fit. ASPCA and Figo offer accident-only plans at competitive prices, while both offer full coverage at a fraction […]