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Homeowners insurance provides protection from property damage, loss, theft and liability claims should anyone become injured on your property. Most homeowner insurance policies cover your home’s structure, such as walls and fences. Some policies even extend coverage to landscaping features like pools or trampolines in your backyard – however most policies don’t cover earthquake or […]

Employer-provided insurance policies typically consist of health care plans, life and disability coverage to help employees manage their finances and plan for potential unforeseen events. Employees typically pay premiums, deductibles and copayments to keep their policies active. These premiums may be deducted directly from an employee’s paycheck. Health Insurance Health insurance is an invaluable employee […]

Mold can be an enormous headache for homeowners, particularly in damp areas where humidity may cause water damage. Homeowners insurance typically covers mold damage that is attributable to an insured loss, such as a burst washing machine pipe or flood caused by storm surge, but it’s essential that homeowners fully comprehend this coverage and its […]

Texas real estate closings typically include purchasing an owner’s title insurance policy to protect the buyer’s investment in their new property, while lender policies protect lenders’ interest as well. Title companies research property ownership issues using document filings at the county clerk’s office; however, they cannot recognize problems caused by physical placement of improvements such […]

Renters deciding to invest in rental insurance for washers and dryers should consider several factors before making their decision, such as their current value, level of reliance and terms of policy. If your appliances are of high value or located in a higher risk area, investing in rental insurance could be financially sensible. A cost-benefit […]

Most car insurance providers do not provide one-day policies; those that do may have minimum policy terms of 30 days as it’s simply not profitable to have cover for only a day or so. However, if you are borrowing or renting from someone else, they may already provide coverage through something called permissive use policies. […]

Like most states, California mandates car insurance for drivers in order to legally operate vehicles. At GEICO we offer several affordable types of coverage – as well as uninsured/underinsured motorist coverage – that make driving legal. California drivers found driving without car insurance will face fines and license suspension if caught driving without coverage. To […]

Apexm is a pelvic muscle stimulation device designed to decrease stress urinary incontinence by strengthening muscles in your groin area and reduce stress urinary incontinence. Medicare covers this device if prescribed by a doctor as medically necessary and purchased through an in-network provider. Property Coverage Insurance from Apex Risk provides customized coverage options and expert […]

Most physical therapists opt to purchase their own insurance as an added layer of security and peace of mind. This could be either an addition to their employer’s plan, or entirely separate one altogether. Malpractice insurance can protect physical therapists against potentially costly claims of malpractice; however, other forms of liability coverage can help safeguard […]

Homeowners insurance costs less when your house is more recent or features such as smoke detectors and security alarms are installed. Also, insurers view you as less of a risk and often provide discounted rates accordingly. Some homeowners can save by bundling auto and home policies together, or raising their deductible. Cost Homeowners insurance protects […]