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Have you ever wondered if you need flood insurance even though your property falls within Zone X, the supposedly low-risk flood zone? It’s a question that many homeowners ask themselves, and the answer may surprise you. While it’s true that Zone X is considered less likely to experience flooding, it doesn’t mean that your home […]

According to the 2021 Insurance Barometer Study, industry groups LIMRA (Life Happens) and Life Happens, more than half of Americans underestimate the cost of life insurance. 44% of millennials believe that a $250,000 20-year term policy would cost $1,000 per year for a healthy 30-year old, while the real price tag is around $160. It’s easy […]

Traditional lenders are not currently willing to use brokers because of the lack of funding through traditional channels. Lenders are finding it difficult to manage their direct businesses. In the medium-term, the current shake-out in the broker market will end and there will be fewer brokers. The best investments in technology or niche services will bring the greatest returns. The […]

The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]

Leading UK financial commentators agree there will be more job losses in 2012. The question is however, how many and where. The majority of experts agree that areas with a high reliance on the government for jobs will suffer more. In cities other than the Southeast, local authorities are often the largest employers. But it’s not only local […]

A variety of degenerative back conditions affect many people. These symptoms can be exacerbated by certain professions and activities, making it almost impossible to work. Many doctors, including radiologists and interventional cardiologists, can suffer from back injuries or herniated disks due to heavy lead aprons. There are many types of surgery that can help alleviate symptoms such as […]

Health insurance is a crucial component of modern-day living, providing financial security and peace of mind in the face of medical emergencies. However, choosing the right health insurance plan can be overwhelming, with various factors to consider such as premiums, coverage limits, and deductibles. In particular, deciding between a high or low deductible health insurance […]

Home sweet home – the place where we spend most of our time, and where we feel comfortable and safe. However, as much as we love our homes, no one can predict when unexpected events may occur. That’s why having a reliable home insurance policy is essential to protect your property from potential risks and […]

Dental insurance can help you pay for dental implants. Your dentist might recommend a dental implants if you have missing or damaged teeth. However, a dental implant can be expensive without insurance. This is especially true if you have a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. Insurance coverage for […]

What is the cost of therapy? You’re not alone if you are struggling to decide whether you should get therapy. We answer your questions about the costs of therapy that might have prevented you from seeking the help that you need. You shouldn’t let costs stop you from getting the help and resources that you need. We […]