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Have you ever wondered if your insurance policies have got you completely covered? You may believe that having an umbrella policy will protect you from any liability, but unfortunately, there are certain things that it won’t cover. Before investing in an umbrella policy, it’s essential to understand what is and isn’t covered under it. In […]

Are you someone who believes that prevention is better than cure? If so, then you’ll be glad to know that Aultcare insurance covers a range of preventive care services. But what exactly is preventive care and how can you use your Aultcare insurance to access it? In this blog post, we’ll explore everything you need […]

Are you in the market for a new life insurance policy? With so many companies to choose from, it can be overwhelming trying to decide which one is right for you. One company that often comes up in the conversation is Globe Life Insurance. But is Globe Life a good company? In this blog post, […]

Life insurance is an essential investment that provides financial protection to your loved ones in the event of your untimely death. However, did you know that you can have a third party own your life insurance policy? Third-party ownership of life insurance policies is becoming increasingly popular, but what exactly does it mean and why […]

Are you one of the many Americans who has been wondering whether the IRS checks if you had health insurance? With so much confusion surrounding healthcare laws and regulations, it’s easy to feel lost in a sea of uncertainty. But fear not! In this article, we’ll break down what the IRS requires when it comes […]

Each year, insurance fraud costs auto insurers billions of dollars and consumers billions. The pandemic caused an increase in fraud claims in 2020. The Insurance Information Institute (Triple-I) states that the most prevalent fraud schemes since COVID-19 started affecting the U.S. include billing scams, staged accidents and fake accidents at the homes of drivers. Insurance fraud can […]

Spokane’s median home sale price is $368,000. This is a staggering 35% increase from last year. Lumber, which is essential for rebuilding, has also risen. To ensure adequate coverage in case of total loss, homeowners in the city need to keep up to date with the rise in building costs. Home insurance is optional unless you have mortgage coverage. […]

Legal Reform Now predicts that over 15 million lawsuits in the United States will be filed this year. This is roughly 1 lawsuit for every 20 Americans. It is a massive understatement to say that we live in a litigious nation, where companies view consumers as potential plaintiffs and consumers as “deep pockets”. Despite being ridiculous on the […]

Reverse mortgages can be used to make financial planning more efficient. Sometimes, adult children of aging parents require just as much education or even more than seniors. This is a new concept that often seems too good to be true. Reverse mortgages, also known as Home Equity Conversion Mortgages, are backed by federal government. Seniors and their families […]

Insurance fraud is an illegal act which costs families an average of $700 annually in higher premiums. When individuals commit fraud against either an insurer or themselves, extra premiums must be paid by those involved. Be wary of companies that require cash, wire transfers or prepaid cards as premium payments; instead use check or credit […]