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Homeowners insurance costs less when your house is more recent or features such as smoke detectors and security alarms are installed. Also, insurers view you as less of a risk and often provide discounted rates accordingly. Some homeowners can save by bundling auto and home policies together, or raising their deductible. Cost Homeowners insurance protects […]

Irvine, California has a population of 287,000, and a 46.8% home ownership rate. The median home price is $838,000. A comprehensive homeowners policy is required to protect such high-value items as Irvine’s home. These policies cost an average of $1,027 per month for $250,000 in dwelling coverage. This is lower than the national average $13,312 per year. Bankrate compared multiple insurance […]

While owning a house provides security and peace-of-mind, a second home can bring additional income. The overall revenue from vacation rentals was $87.09 million, a 7% increase in 2019. While renting out your home to guests is a great way to make some extra cash, there are risks to consider. Home insurance and renters insurance are two things […]

The value of homes in San Bernardino is rapidly increasing. The median price for recently sold homes was $383,000 . Listing prices have increased 14% over the previous year. The homeownership rate in the city has been hovering around for close to half of (47%) A home insurance San Bernardino policy can be a smart investment if you […]

Few people enjoy the certainty of death. The possibility of an accidental death occurring at any time is also a factor. It is a problem that can be very distressing for those who depend on your earnings and you. Although it is not something you enjoy, purchasing life insurance can make sense. Even those who don’t have dependents […]

It is quite simple for agents to fail in learning how sell final expense. The sad reality about sales is that 90% fail to learn how to sell final expense, regardless of their industry. Why is this so? Agents who give up on themselves are the number one reason they fail to sell final expense. They enter the […]

Targeting the Right Crowd Do you feel the fear of rejection when you try to recruit people to your downline?Have you ever felt like there was a secret to your success in recruiting? It should come as no surprise that there have been! Most likely, you don’t feel comfortable using your computer to market online. You’re […]

Contrary to what people tell you, referrals for insurance sales are not your lifeline. It takes a lot of skill to get insurance referrals. This article will show you how to request sales referrals correctly and how to earn them. The instructions given to me by the general agent in my first career office are still very […]

We all know that there are three critical areas every financial advisor, insurance agent and financial planner must master if they wish to be successful in the great profession of insurance sales and financial planning. (1) Creating a steady stream of high quality sales leads… (2) Turning IDEAL Sales Leads into High-Quality Sales Appointments… (3) […]

An life-insurance retirement plan (LIRP) can be a great complement to traditional retirement savings such as IRAs and company-sponsored retirement plans. This plan is not subject to the same distribution restrictions as qualified plans and IRAs. An LIRP cannot replace traditional ways of saving for retirement but it can offer substantial benefits if used properly. Life Insurance Retirement Plans Explained […]