There’s a good chance that you signed up for income protection coverage when you graduate. It could have been at a graduation Ball or following a talk. Even if you did not know that there was better coverage, it is important that you purchased a very important plan. Imagine if you had been away from work for […]
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Are you looking to buy a condominium or timeshare? If yes, it is important to know what an insurance valuation is. Let’s take a look at the subject for a quick overview. What is an insurance valuation? An insurance valuation (also known as an insurance appraisal) is a third-party, objective assessment of the property’s replacement costs […]
Denied – Underpayment – Harassment This is a very common story. The insurance company declines to pay the claim, or offers less than 40% reimbursement for the house that has been set on fire. The policyholder informs the company about the flat-screen TV she purchased in her family room, but she doesn’t have her receipt because it […]
Because our financial goals and circumstances are different, there is no one “Rule of Thumb” that will tell you what insurance or how much. It is important to engage a Financial Consultant/Insurance Representative to ensure that they are able to provide their services and advice and prioritize your financial needs based on your present financial situation. […]
Introduction Many industries are experiencing rapid and significant changes, so change is now the only certainty. The Reinsurance industry is not an exception. This is made worse by the current economic climate. Broking houses and Reinsurance companies continue to use worldwide strategies to increase customer service and productivity. Due to stricter compliance, tighter controls have been implemented. Over […]
MedPay is an auto insurance component that covers injuries you or your passengers sustain in a car accident. MedPay is available regardless of the cause of the accident. You are also covered if you are hurt while riding in another car, or if you get hit by a vehicle while walking or riding a bike or using […]
Are you wondering how long you need to wait before making a claim after getting car insurance? The answer may surprise you. Whether you’re a new driver or an experienced one, it’s crucial to know the right time to make a claim so that your insurance policy can help cover any damages, injuries, or losses […]
Have you ever found yourself wondering if your grandparents or parents had a life insurance policy that they forgot to tell you about? Or maybe you’re the one who purchased a policy years ago and misplaced the paperwork. Whatever the case may be, finding an old life insurance policy can seem like a daunting task. […]
The average cost for home insurance in America is $1,312 annually. However, in Newark homeowners insurance costs $868 per annum for $250K coverage. This is higher than the $751 annual average cost for insurance in New Jersey. This makes it even more crucial that Newark homeowners search for the most affordable home insurance companies to protect and invest. According […]
Pasadena is the most expensive place to live in California. It has a cost-of-living rating of just 189, which compares to 150 elsewhere in the state. According to Bankrate’s 2021 study on annual premiums, Pasadena has an average car insurance cost of $924 for basic coverage and $2433 for comprehensive coverage. Most drivers in the city are pulled over or ticketed […]