Health insurance often (but not always) covers psychiatry costs. When selecting your psychiatrist, make sure it is part of your health plan’s network and that they will accept payment from your insurer for visits. Some community mental health clinics and psychiatrists provide sliding scale rates based on income for uninsured patients, providing significant savings when […]
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Long term care insurance can be an intelligent investment, but you must keep certain factors in mind before purchasing. Premiums tend to increase as we age and certain medical conditions prevent insurance carriers from providing coverage. Long-term care insurance provides protection from the high costs of care while helping to preserve retirement savings. Health Long-term […]
Are you looking for a life insurance policy that offers flexibility in terms of premiums and investment options? If so, then variable universal life insurance might just be the right fit for you. This type of policy allows you to adjust both your premiums and death benefits while also giving you the opportunity to invest […]
Cryptocurrencies have been around for a few years now, and with their popularity comes volatility. Many people invest in cryptocurrencies in the hope that they will make a profit, but it’s important to remember that you can also lose money if you’re not careful. In this blog post, I’ll outline some tips to help you […]
Most states require that you have car insurance. We all know this. What do we do? We get car insurance so that we can drive and have fun. Some people are more successful at getting a great car insurance company and a great rate than others. You say? What’s the secret? Although it’s not an enjoyable task, getting the best […]
If you are wondering, “does insurance cover roof replacement,” it depends on the circumstance. If your roof or structure is damaged by an insured peril, a home insurance policy will cover it. Some policies may exclude or name specific perils. It is possible to have your roof replaced due to unforeseeable events or severe weather, other than flooding. Standard homeowners […]
A parking lot accident can ruin your weekend. Parking lots can be dangerous traps, as anyone who has ever been to the grocery store knows. It’s not unusual to see people running away from the store whileSmoking a cigarette or using their cell phone to communicate is a bad habit. Even worse is when you have a cellular […]
Classic cars are undoubtedly at the top when it comes to vehicles. Their unique features set them apart from all the rest. As is the case with all things that draw attention, classic cars are prone to being stolen and vandalized. Because classic cars are rare and expensive, large insurance agencies and agents won’t even consider offering […]
Allianz provides travel plans designed to address common travel obstacles. Plus, 24-hour customer support ensures assistance during any vacation. Allianz OneTrip Basic provides travelers with cancellation and interruption coverage, travel delay protection, lost/stolen baggage coverage and preexisting condition medical insurance – with additional coverage options available at an extra cost. Cancel for Any Reason As […]
Finger pointing, confusion and shifting answers were hallmarks of Wednesday’s exchange between Mercy Health — operator of Paducah’s Lourdes Hospital and several West Kentucky facilities — and Elevance Health (Anthem). Patients enrolled in these plans should contact the customer service number listed on their insurance card if they have questions. 1. Anthem Blue Cross and […]