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Las Vegas is home to one of the largest housing markets in the country. There is currently a shortage of homes for sale, which is driving property values up further. Home insurance is vital to protect your financial investment, whether you plan on purchasing a home soon or have already purchased one. Homeowners insurance costs $905 per year for $250,000 […]

Many people want to know how to become an adjuster in insurance. My first response is always, “What type of adjuster would you like to be?” Your motivation is key to success in insurance adjusting. You don’t need a degree and are just thrown into a group of adjusters who THINK they want it. Adjusting can be done […]

When you’re planning to move, there are a few things you should always keep in mind. Chief among these is insurance. Moving is an expensive proposition and can easily turn into a costly ordeal without the proper safeguards in place. U Haul is one of the most common moving companies in the United States and, […]

When you’re looking to purchase life insurance, one of the first things you may want to consider is whether or not you can convert IRA money into life insurance. This article will explore the pros and cons of converting your IRA money into life insurance, so that you can make an informed decision. Remember: if […]

Blanket insurance provides coverage for multiple properties in different locations with one policy. Blanket insurance, which is an insurance policy that covers more than one type or property in a single location, is called blanket insurance. Btw- a homeowners insurance policy or an HO3 can also be referred to as blanket coverage. That’s because your HO3 protects more […]

How to save money on life insurance * Forget about cancer insurance. It is better to invest your money in comprehensive health policies. * Do not purchase Mortgage Life Insurance – This policy is three to five times more expensive than comparable term-life insurance. * Do not neglect ID theft insurance. It will not repair […]

Condo insurance protects personal belongings and pays for repairs should disaster strike, but how much coverage do you require? Your dwelling (sometimes known as building property coverage) depends on three key variables. They include whether or not you still owe on a mortgage loan, the cost of labor and materials in your area and any […]

Workers’ Compensation coverage provides essential protection from these costly medical costs, which could potentially devastate your business without it. Most states mandate employers purchase workers’ comp insurance for all of their employees, but what about smaller businesses with only 1099 contractors as employees? Typically, 1099 workers do not need workers’ comp insurance; however, some clients […]

If you purchased a term life policy several years ago and its term life policy is now coming up for renewal, your family’s needs may have altered since. Although annual renewal options exist, premiums tend to increase each year. Assuming your contract will soon expire, it would be wise to start considering all available options […]

Homeowners insurance typically covers roof leaks caused by perils covered under their policy, such as windstorm-induced cracking in the ceiling that allows rainwater into your home. However, normal wear and tear may not be covered – check with your agent. Damage caused by a covered peril Homeowners insurance typically covers roof damage caused by covered […]