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No matter if you enroll in an Affordable Care Act-compliant plan on the marketplace or shop privately for health coverage, making decisions requires many decisions and choices. Your primary consideration should be how much of an annual and monthly premium you can afford for health coverage. Consider each plan’s deductible, copayments and drug formulary before […]

Maintaining adequate business insurance can provide your organization with essential protection in times of emergency, but with so many options and paperwork involved in applying for commercial policies it may appear daunting. Take steps now to secure coverage that best meets the needs of your business, and save both time and money by taking small […]

CIT Bank is an established, trustworthy online bank offering competitive rates and benefits on savings and checking accounts, such as its eChecking account that earns interest as well as reimburses up to $30 in ATM fees per month. First Citizen’s Bank has been providing deposit insurance since 1898; up to $250,000 of your deposits per […]

The National Flood Insurance Program (NFIP) works in collaboration with FEMA-approved insurance providers to offer policies covering both the structure of a building and its contents. Home and renter policies do not usually cover flooding damage, making separate flood coverage essential. Even an inch of water can cause significant damages; one inch can cost thousands. […]

Life insurance can be a challenging investment to navigate. Finding an appropriate policy requires finding the perfect balance between cost, term length, death benefit and term length – ultimately the policy should meet all your needs. Return of premium life insurance may be worth investigating as an attractive option. This type of policy differs slightly […]

Many insurance policies offer grace periods to give policyholders time to make past-due premium payments before their coverage lapses. This article will discuss what happens if health insurance lapses as a result of missed payments, and how you can prevent another lapse by making timely payments. Life happens, and sometimes it can be challenging to […]

Couples are most concerned about the weather, venue, key people, sickness or injury, as well as the key people and key people. There may be a maximum amount that can be claimed for each section and a deductible. Before you buy wedding insurance, make sure to verify the details. * Venue: Find out if the ceremony or […]

An Insurance company will appoint a Loss Adjuster to evaluate your household claim. The Adjuster will usually visit your home to assess the damage and discuss the circumstances. The Adjuster will then report back to the Insurers. A decision will be made about whether or not your claim is covered, and also the financial payout. Sometimes adjusters […]

An insurance company will appoint a Loss Adjuster to handle and investigate claims. They are often used by insurance companies when the claim is complex, high-value or suspicious of fraud. A Loss Adjuster will likely ask you a variety of questions when investigating your claim. The nature of your claim will determine the questions they ask. However, […]

Indian workers are becoming more aware of the benefits of insurance policies. This has led to an increase in foreign, public and private investments in the Indian insurance sector. India’s insurance industry has seen a significant growth from 11 life insurance companies and 11 general insurers to 24 life insurance companies and 25 general insurance firms in […]