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USAA was established in 1922 by a group made up of military officers who wanted to insure their cars. USAA is a member-only insurer that only deals with military personnel and their families. USAA was ranked fifth in the 2020 National Association of Insurance Commissioners survey on auto insurance premiums. It also held a 6% market share. AAA memberships are only […]

In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]

nearly 20 Americans are subject to physical abuse by their intimate partners every minute. This is more than 10,000,000 women and men per year. It has been hard to adjust to a COVID world . This is especially true for domestic violence victims who are forced to live with their abusers. Coronavirus, which brought a new wave […]

Being involved in a car accident is one of the most stressful situations anyone can experience. After the initial shock and confusion of the situation, you may be left wondering what to do next. One of the first things you should do after being involved in a car accident is to contact your insurance adjuster. […]

Making an insurance claim can be a daunting process, as there are a lot of uncertainties and unknowns. You want to make sure you’re asking all the right questions when it comes to making that claim, so that you know what to expect and can get the most out of your insurance policy. In this […]

You’ve just bought a new trailer — congratulations! That’s an exciting day. Now, you have to think about the right insurance coverage for it. It might not be the first thing on your mind, but it’s important. Trailer insurance is different than auto insurance and you need to make sure that you have the right […]

Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]

You’ll have noticed a lot of commentary in the UK media over the problems with Payment Protection Insurance. We believe the problem isn’t so much what insurance does but how it’s sold. Payment Protection Insurance protects borrowers from being unable to pay their debts due to income loss, illness, or accident. Although the basic concept of insurance […]

This year marks the first anniversary of flash flooding at Boscastle, Cornwall. Some of the most severe flooding in Britain for many years was caused by the sudden rain. Flood was caused by remnants of a hurricane that crossed the Atlantic. It collected large amounts of water and then was pushed high above the village, dumping […]

61% of Laredo residents own their homes. The average home costs just $130,000. Real estate in Laredo is affordable. Homeowners Insurance costs on average $1,393 annually for a $250,000 home. Unlike some areas of Texas, Laredo does not experience severe extreme weather events that can cause serious damage to homes. It may experience the tail end hurricanes, and flooding is […]