Many insurance companies are becoming more strict about claims made by customers to prevent fraud. While some insurers may delay payment in order to raise legitimate questions about claims, other insurers dither or refuse payment for no apparent reason. These are the most common excuses that insurance companies use to deny or limit auto, home, […]
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What are my rights as an insurance claimant? What consumer protection is there against companies who abuse consumers? Yes! Each state has an administrative body that regulates insurance companies. The 1945 Federal McCarran-Ferguson Act, which is codified in U.S. Code Title 15 Chapter 20, gives states the ability to regulate the insurance business as they wish. All policies and […]
The reserve is the sum of all assets or funds that a company must have at any time. It includes interest and premiums as they accrue. This will cover all insurance claims. The net premiums are used to calculate the reserve, which is always considered a liability. A business creating a “Reserve” is basically setting aside money […]
Arbella Insurance, a local boutique insurance provider, offers home and auto insurance to Connecticut and Massachusetts residents. Arbella was founded in 1988. It provides personalized service through independent agents to ensure that it is “the best Northeast property and casualty firm”. Arbella car insurance Arbella’s car insurance is the most popular product of all the insurance companies. Arbella […]
Health insurance is a necessity in the United States, yet many Americans struggle with the high costs associated with it. Whether you get health insurance through your employer or purchase it on your own, understanding how much you should expect to pay can help you make informed decisions about your healthcare. In this blog post, […]
The baby boomer generation, born between 1946 and 1964, is one of the largest demographic groups in history. As they age, they are putting immense pressure on the insurance industry to provide adequate coverage for their growing healthcare needs. With this wave of aging Americans approaching retirement age, many wonder how insurance companies will keep […]
Have you ever experienced the frustration of accidentally breaking your TV screen? It’s a common mishap that can happen to anyone, and the cost of repairing or replacing it can be quite hefty. That’s where TV insurance comes in – but what exactly does it cover and is it worth investing in? In this blog […]
Your house is likely the biggest investment you’ll ever make, and protecting it should be a top priority. One of the most important ways to do that is by having insurance coverage. But with so many options available on the market, how much should you expect to pay? In this blog post, we’ll explore everything […]
Are you looking for ways to save money on your auto insurance rates? Have you considered using Onstar? Onstar is a system that offers various services including navigation, roadside assistance and remote vehicle control. But does it also lower your insurance premiums? In this blog post, we will explore the benefits of Onstar and whether […]
Traveling to new and exciting destinations is always an exhilarating experience. However, it’s important to be prepared for any unexpected situations that may arise during your travels. This is where travel medical insurance comes in handy! Whether you’re traveling domestically or internationally, having travel medical insurance can provide you with the peace of mind knowing […]