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Owning a home is undoubtedly one of the most significant investments you’ll ever make. However, with that investment comes the responsibility of safeguarding it from unforeseen events such as theft, natural disasters, or accidents. That’s where home insurance comes in handy to protect your property and its contents against potential losses. But what about liability […]

Are you familiar with the concept of insurable risk? Whether you own a business or have personal assets to protect, understanding this term is crucial. In basic terms, an insurable risk refers to a situation where there is uncertainty about potential financial loss and the likelihood of that loss occurring. However, not all risks can […]

Farmers New World Life Insurance Company sells term and whole life insurance products under Farmers brand in all 50 states except New York. This includes a term policy that does not require a medical examination. Farmers may be an excellent choice for life insurance shoppers because they have few complaints to state regulators. They also […]

It is an exciting time, but it also brings with it many responsibilities. It may be the biggest purchase you make. Protecting your finances from the possibility of rebuilding or home repair costs is crucial. Here is where homeowners insurance comes into play. For first-time homebuyers, insurance can be overwhelming and confusing. If you are looking for the best […]

This is a FREE Insurance Claim Guide You can call your “Motor vehicle” a truck, car or motorcycle. This guide is for motor vehicles with one, two, three or more wheels. This information is intended for people who have been in a motor vehicle accident. This guide explains the basics of handling a personal injury or property […]

This is the issue: auto insurance rates can be underwritten using a consumer’s credit score. What is a credit score, or FICO score? Fair Isaac & Co. has developed a FICO score. This credit score is used to determine the likelihood that credit users are able to pay their bills. In the late 1950s, Fair Isaac started to […]

Understanding how insurance companies operate is essential before you sign up for insurance. We have created a detailed explanation of the Insurance Companies Business Model. It is based on research on the internet and conversations with friends who are experts in the field. Let’s break down the model into its components. Underwriting and investing Claim Marketing Investments […]

Are claims filed by chiropractors more likely to be a result of health care fraud than those made by other healthcare professionals? According to various news sources, the majority of reported health care fraud convictions or charges against chiropractors have not been found. Fraud and abuse are common in all health care professions, including Chiropractic, Medicine, […]

The benchmarking or valuation of an agency’s value is usually done for one of the following reasons: (1) to establish market value in preparation for acquisition or merger;(2) To resolve true ownership value in order to change equity positions, whether it is for a buyout or succession planning, ownership disputes or to introduce a new […]

The insurance rates for sporty sedans such as the Subaru WRX may be higher than those of other sedans. It may be surprising how affordable it is to have a reliable and safe sports sedan. There are many factors that affect the cost of car insurance. These include personal information such as your driving record, credit […]