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Mortgage insurance is an expense many homeowners must shoulder, with payments included as part of your monthly mortgage payment and required for most conventional loans with down payments of less than 20%. PMI does not serve your interests; rather, it protects the lender. But you may still find a loan without PMI requirements. What is […]

Selling insurance is an excellent way to generate passive income. Selling final expense life, Medicare policies or home/auto policies can yield significant commissions in the form of long-term contracts that offer significant potential returns. But this career path may not be for everyone – it requires someone with initiative who is prepared to put in […]

Life insurance is an absolute necessity, yet figuring out exactly how much protection is right for you can be difficult. Since 1992, Ramsey Solutions has helped millions of people take back control of their finances. Our aim is to assist individuals in becoming debt free, building savings and wealth while honing leadership skills. How Much […]

Lenders require full coverage insurance on vehicles that are still being financed as they want to ensure they’re protected, so if you drop any required coverages to save money, lenders may purchase their own policy which often costs significantly more and add it onto the loan balance. Paying Off Your Car When financing a vehicle […]

When it comes to the luxury of owning a GTR, many people consider not only the price tag but also the amount of insurance they will need to purchase in order to protect their investment. With so many factors that affect the cost of insurance, it can be difficult to determine how much you should […]

It’s a given fact that the value of a car depreciates with age and usage. And while an old car may seem less valuable to its owner, there’s still some need to insure it. But what type of insurance can we take for older cars? The answer lies in understanding the various types of insurance […]

If you’re thinking about investing in a Nissan 350z, one of the most important things to consider is the cost of insurance. Unfortunately, auto insurance can be expensive—especially for luxury cars. But what about for a 350z? Is insurance for this specific model more pricey than other cars? In this blog post, we’ll dive into […]

Gastric bypass surgery is a major medical procedure, and it’s one that can offer life-changing benefits to those who opt for it. Those benefits can be physical, mental, and emotional; however, they often come with a hefty price tag. Given the costs associated with gastric bypass surgery, many people are left wondering if their insurance […]

When you need to file a claim for roofing damage, it’s important to know who to contact. Should you call an insurance adjuster or a roofing contractor? The answer is not as black and white as you may think. There are pros and cons to both options, and in this blog post, we will take […]

Self-employment can be rewarding, but it comes with its own set of challenges. One of the biggest concerns for self-employed individuals is how to pay for health care coverage, as health insurance premiums can be expensive. Fortunately, there are strategies that self-employed individuals can use to lower their tax burden and get some relief when […]