If you live and commute in the united states, chances are, you are required to have some kind of Automobile Insurance policy. Automobile insurance commonly refers to the action to pay a company a monthly fee in substitution for them spending money on damages which could happen to you or your automobile in the case […]
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When you sign up for Uber, you’re not just getting a ride; you’re also getting access to the company’s extensive insurance policy. This policy covers everything from car accidents to medical emergencies, making it an ideal option for people who use the app regularly. But is Uber really a good alternative to traditional forms of […]
When you buy a harp, you’re not just buying a beautiful instrument; you’re also buying into a mortgage. And since many harps are expensive, it’s important to know if you need mortgage insurance on your harp. In this blog post, we will answer the question of whether or not you need mortgage insurance on your […]
My wife and I enjoyed wonderful holidays with our extended family. It was great to catch up with them and hear about their lives. We briefly spoke about their retirement income. They said that as long as they earn an average 8-9% return, their money will last forever. This reminded me of the fact that many retirees rely […]
Joseph Belth is a top-notch business journalist in America. For 40 years, he was the conscience of an entire industry and influenced many careers, including mine. Belth, however, was not eligible for the Pulitzer Prize. This is a shame. You probably haven’t heard of Belth unless you are in the insurance business or write about personal finance […]
Where and who depend financially on you can determine how much life insurance coverage you require, as it is difficult to consider all factors that influence this decision. Estimating your coverage needs can be done using simple rules of thumb, such as multiplying your income by 10, but hiring a fee-based financial professional will provide […]
Many who die without life insurance leave behind significant final expenses and debt that can be difficult for their loved ones to manage. Friends, spiritual leaders and professional and social groups often assist the deceased’s family members with finding life insurance policies for them. After someone dies, their estate will be divided among their loved […]
Answering this question depends on the specific details of your homeowners insurance policy, including coverage limits and deductibles. Windows typically fall under dwelling coverage of your policy and should be covered to their maximum coverage limit by insurer. However, convincing your insurer to cover new windows can seem like an uphill struggle. Here are some […]
Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]
The housing market has been a mess for quite some time now. Prices have plummeted, and there’s a lot of uncertainty in the air. This has led to a lot of people looking for ways to secure their homes before the market crashes even further. One way to do this is by purchasing private mortgage […]