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When you think about life insurance, what comes to mind? For some, it may be the reassuring feeling of knowing that a loved one is taken care of in case of something unforeseen. For others, it may simply be the thought of having some financial security in case something happens to them. Regardless of your […]

When it comes to life insurance, there are a variety of types that you can choose from. However, one of the less common types is the contingent beneficiary for life insurance. What is a contingent beneficiary for life insurance? Essentially, it’s an individual or entity who has the right to receive your benefits if you […]

A fiduciary duty is a legal responsibility that is often assigned to a person or entity who has been entrusted with confidential information. This includes individuals who are in a position of trust, such as attorneys, accountants, and financial advisors. When these individuals violate this trust, it can have serious consequences for their clients. In […]

As life insurance becomes more popular, so do riders that offer increased benefits. Benefit riders offer many different benefits, such as higher death benefit payouts and coverage for illnesses not typically covered by standard life insurance policies. While these riders can be a great way to increase the value of your life insurance policy, they […]

Fixed deposits are safer than equities and offer a better return. Fixed deposits offer guaranteed returns, and can be liquidated quickly in times of crisis. Bank deposits are used as a hedge against market declines. This is why you should have 1% of your savings dedicated to them. You need to know the following bank rules before […]

Aflac is a company that is known for its insurance products, but do they count as health insurance for taxation purposes? The answer to this question is somewhat controversial. Aflac has long been marketed as a health insurance option, but this has not always been the case. In fact, until recently, Aflac has been categorized […]

How Will A Car Insurance Claim Affect My Premium? Car insurance is one of the most important financial investments you will ever make. But like any investment, it can be risky – which is why you need to be sure you understand the risks involved with car insurance claims. In this blog post, we will […]

How Long Does A Life Insurance Policy Take To Pay Out? When you buy a life insurance policy, you’re paying for peace of mind. You want to know that, should something happen to you, your loved ones will be taken care of financially. That peace of mind is not always guaranteed, however. Life insurance policies […]

Everyone is worried about life insurance at some point, but few people ever take the time to figure out how much it costs. With Permanent Life Insurance, you can rest assured that you’re getting a good deal without having to do any of the legwork. In this blog post, we will outline how much Permanent […]

Tampa, Florida is the most populous city in Florida. However, the homeownership ratio of 48.6% well-belows the national average of 65.6%. It is possible to get affordable homeowners insurance in Tampa, despite being near some of the country’s most beautiful beaches. A homeowner policy costs $1,270 annually for $250,000 of dwelling coverage. This is lower than the national average of $13,312. […]