Search Results for: invest

Where and who depend financially on you can determine how much life insurance coverage you require, as it is difficult to consider all factors that influence this decision. Estimating your coverage needs can be done using simple rules of thumb, such as multiplying your income by 10, but hiring a fee-based financial professional will provide […]

Many who die without life insurance leave behind significant final expenses and debt that can be difficult for their loved ones to manage. Friends, spiritual leaders and professional and social groups often assist the deceased’s family members with finding life insurance policies for them. After someone dies, their estate will be divided among their loved […]

Answering this question depends on the specific details of your homeowners insurance policy, including coverage limits and deductibles. Windows typically fall under dwelling coverage of your policy and should be covered to their maximum coverage limit by insurer. However, convincing your insurer to cover new windows can seem like an uphill struggle. Here are some […]

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]

The housing market has been a mess for quite some time now. Prices have plummeted, and there’s a lot of uncertainty in the air. This has led to a lot of people looking for ways to secure their homes before the market crashes even further. One way to do this is by purchasing private mortgage […]

Leaks in AC units can cause significant water damage and cost homeowners significant sums of money – but is this damage covered by insurance policies? Homeowner’s insurance does not usually provide protection for equipment failure due to wear-and-tear or neglect, however an endorsement or standalone policy might. AC Units An AC unit is an essential […]

Tax season can be daunting, so when filing your return it is essential to claim all eligible deductions and credits – such as deductions from insurance premiums. Rules regarding health insurance vary depending on how it was acquired, whether or not you itemize deductions and how you obtained coverage. Here are some of the main […]

Recent bank failures by Silicon Valley Bank and Signature Bank have raised concerns among some consumers regarding their retirement funds. However, safeguards exist which can help prevent losing your hard-earned savings. The Federal Deposit Insurance Corporation provides coverage for bank deposits like savings accounts and certificates of deposit; it does not cover investments such as […]

Renters insurance should be an essential consideration for every apartment dweller. Not only can it protect your possessions against theft or damage, but it may also cover liability issues if someone gets hurt in your residence. Some insurers allow roommates to be named insureds on a policy; however, this can create difficulty when it comes […]

State Farm RV insurance provides protection for your mobile home against unexpected roadside and off-road dangers, liability protection for those using their RV as their primary residence, as well as personal articles coverage to shield any belongings you keep inside your camper or motorhome. Comprehensive Coverage State Farm RV Insurance provides comprehensive protection for your […]