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Are you planning to buy life insurance but don’t know where to start? It’s an important decision that requires careful consideration. With so many options available, it can be overwhelming to choose the right policy for your needs. That’s where a buyer’s guide comes in handy! In this blog post, we’ll explain what a buyer’s […]

Are you considering living off the grid? Perhaps you’ve already taken the plunge and are enjoying the freedom and self-sufficiency that comes with it. However, one question that often arises is whether or not your off-grid home is covered by insurance. After all, unexpected events can happen even when you’re living a sustainable lifestyle in […]

Are you prepared if someone gets injured on your property or if you accidentally damage someone else’s belongings? Personal liability insurance can protect you in these scenarios, but how much coverage do you need? It’s a question many people overlook when purchasing insurance. In this blog post, we’ll dive into the details of personal liability […]

As we age, the possibility of needing long-term care becomes increasingly likely. Whether it be due to a chronic illness or simply the natural effects of aging, such care can quickly become expensive and overwhelming for both individuals and their families. That’s where Long Term Care Insurance comes in – providing financial assistance for those […]

Time and time again, the federal government has imposed the requirement that you have valid insurance coverage. These ideas can help you save a lot on your renewal premium. You are eligible for a No Claim Perk if you have a year of no claims. This is due to your outstanding driving skills. Our company believes that […]

Many mortgage lenders require homeowners insurance. Numerous states require truck and car insurance. No one needs umbrella insurance. An umbrella policy is not sold by insurance agents. You will need to bundle it with your auto and house insurance. Contact us to get it. Umbrella insurance protects you against liability that is greater than your car insurance and property […]

Medicare Part A refers to the hospital insurance section of Medicare. It is premium-free for most people. Medicare Part A covers hospital care and other related services. It is usually offered without a premium, unlike the other parts. Here are some facts. What Medicare Part A Covers Original Medicare — the government-run part of Medicare that you can enroll […]

Split-dollar life insurance is a great benefit and estate planning tool. Here are the facts. Split-dollar insurance is a contract between two parties that shares the benefits and costs of a permanent insurance policy. Split-dollar plans are often between employees and employers. The executive compensation package will include the split-dollar plan. These packages became less common after a […]

The perceived value of an insurance agency is affected by three things: 1) earnings, 2) future earnings, and 3) market conditions. These are the same factors that affect the value of any investment. This article will explore each aspect of insurance agency selling in order to help agency owners understand the best ways to prepare. “Pro Forma Earnings” and the […]

My firm regularly assists agency owners with the planning and execution for the sale of their businesses. With the 2013 tax hikes, some key questions are being raised more often. I thought it would help to bring these issues to a wider audience through the dialogue that follows. Although the information is quite detailed, it is intended […]