United Auto Insurance Review: Overview & Rates

nited Automobil Insurance (UAI) is based in Chicago, IL. It serves customers in Illinois as well as Indiana. The company offers renters and home insurance policies, as well as car insurance. Don’t let the name fool you. This 50-year-old insurance company is well-known for its low prices and small customer base. It also specializes in last-minute coverage. United Auto can assist you, regardless of whether you’re a homeowner in Illinois and Indiana or have a history of poor driving.

United Auto Insurance Options and Discounts

United Auto provides car insurance for everyone, including teenagers and drivers with tickets or other driving issues. You can drop off your payments at any of their offices. They also offer flexible payment plans.

Insurance

United Auto offers

  • Liability coverage increased
  • SR-22
  • Motorbike
  • Vehicles leased
  • Tow trucks
  • Taxi, limousines and other commercial vehicles
  • Coverage for teens, young adults and high-risk drivers
  • Roadside assistance is an additional option that is available nationwide 24/7

Get Discounts

United Auto Insurance offers discounts such as:

  • Multi-car Insurance – Multiple vehicles can be insured on the same policy to reduce rates.
  • Safe driver – This discount will automatically be applied to all policyholders who maintain a clean driving record.
  • Renewal – Maintaining your policy without any lapses earns you an automatic discount
ALSO READ  Different Wealth Management Tips to Manage Your Money

Contact United Auto for more information about these policies and discounts.

United Auto Home Insurance

United Auto began by selling car insurance. However, the company expanded into other insurance lines later. The company’s low-cost home insurance policy is not only popular for auto insurance. It’s also available to homeowners in Indiana and Illinois. Talk to an agent about your specific needs and you can get a policy tailored just for you. You can get a quote online or by phone and sign up for a policy in minutes.

Types of coverage

United Auto offers standard homeowners insurance options.

  • Weather damage
  • Fire
  • Theft
  • Vandalism

Information about coverage options beyond the basic plan is not available on the company website.

Get Discounts

United Auto insurance’s website does not offer any information about discounts for home insurance. To find out more about the discounts and options available in your area, contact a representative at United Auto insurance.

United Auto reviews, ratings, customer satisfaction, and complaints

United Auto’s limited service area means that it has not been ranked by third-party credible sources like JD Power. The AM Best rating it has is C. This indicates that its financial strength may be below average and that the company may not be able to pay claims. United Auto has a rating A+ from Better Business Bureau.

ALSO READ  Stock Market Learning - Master Your Skills in Indian Stock Market

Although customers seem happy with United Auto’s low prices, those who have filed claims against the company aren’t. Negative reviews mention the inability of reaching an agent, inability to get 24/7 support, and unusually high premiums. A provider’s poor financial situation raises questions about timely claim payouts.

United Auto: Why it is a great choice

For homeowners with low incomes and drivers who have had to deal with claims or accidents in the past, United Auto Insurance is an excellent choice. Here’s why:

  • Low rates – They offer rates that are comparable to or lower than those of other providers in the region.
  • All coverage – No matter if you have poor credit, a bad driving record or are otherwise uninsured, purchasing a United Auto policy is easy and straightforward.
  • United Auto may be a smaller company. Local agents will provide personal attention to you and ensure you don’t get lost among the crowd.

United Auto offers additional policies

United Auto also offers car and home insurance as well as renters and commercial insurance.

ALSO READ  Best cheap car insurance in Laredo

Questions frequently asked

Which is the best auto insurer?

There are many auto insurance providers across the country, so each provider has its pros and cons. One person’s needs may be different than another’s, whether it is in terms of pricing or coverage. Car insurance costs are affected by many factors such as the vehicle type, driving record, and coverage. For the best coverage and the lowest price, get quotes from several insurers.

Which is the best company for home insurance?

Insurance is subjective. Each person’s needs and insurance policies will be different. Your house’s location will affect the cost of insurance premiums. The best insurance agencies will therefore vary for each person based on their specific needs and financial resources.

What types of payments does United Auto accept

United Auto accepts Visa, MasterCard and Discover payments. They can also take personal checks over the phone.

How can I file a United Auto Insurance claim

To file a claim, you will need to contact your nearest United Auto office. Your insurance provider will process all claims.

ALSO READ  Best homeowners insurance in Delaware