Introduction
When you’re looking for a new car, one of the last things on your mind is how much it will cost to insure. But the truth is, insurance rates can vary widely from one vehicle to the next, and that can have a big impact on your budget. So, what car has the cheapest insurance? It’s a question we get all the time, and there’s no simple answer. But in this blog post, we’ll give you some guidelines to help you make an informed decision.
Geico
As one of the largest car insurance companies in the United States, Geico offers a variety of discounts and features that make it a popular choice for drivers. Some of the company’s most well-known discounts include its military discount, which offers up to 15% off for active duty and retired military personnel, and its good student discount, which offers up to 25% off for students with a 3.0 GPA or higher. Geico also offers a variety of other discounts for things like having multiple policies with the company, being a safe driver, and more.
Progressive
There are a few things to consider when trying to determine which car has the cheapest insurance. The first is the make and model of the car. Some cars are simply more expensive to insure than others. The second is your driving record. A clean driving record will get you a lower rate than one with accidents or violations. The third is the amount of coverage you need. You can get by with less coverage if you have a newer car, but an older car will likely require more coverage. Finally, be sure to shop around and compare rates from different companies before choosing a policy.
Allstate
If you’re looking for cheap car insurance, Allstate is a good option to consider. Allstate offers a variety of discounts that can help you save on your premium, including a safe driver discount, a good student discount, and more. You can also sign up for the Allstate Drivewise program, which rewards safe driving habits with cash back.
State Farm
State Farm is the largest car insurance company in the United States. In 2018, State Farm had a market share of 18.1%. State Farm is known for its affordable car insurance rates and its wide array of discounts. Some of the discounts that State Farm offers include a safe driver discount, a good student discount, and a low-mileage discount.
USAA
If you’re looking for cheap car insurance, USAA should be at the top of your list. USAA offers some of the lowest rates in the country, and their customer service is outstanding. In addition, USAA offers a variety of discounts that can save you even more money on your premium.
How to get the cheapest car insurance
There are a few things you can do to get the cheapest car insurance. First, shop around and compare rates from different companies. Second, ask for discounts. Many companies offer discounts for good drivers, students, and people who have taken defensive driving courses. Third, consider raising your deductible. The higher your deductible is, the lower your premium will be. Fourth, don’t insure your car for more than it’s worth. And fifth, make sure you have the right coverage for your needs.
Conclusion
There you have it! The 10 cars that have the cheapest insurance rates. As you can see, there are a variety of makes and models on this list, so there’s sure to be something that fits your needs and budget. Now all you need to do is get out there and start shopping for your new ride!
