If you’ve been following the automotive industry, you know that there’s been a big shift towards electric and hybrid cars. This is great news for the environment, but it’s also put sports cars out of business. What cars are Progressive Insurance considered sports cars? If you have a hard time guessing, you’re not alone. In this blog post, we’ll explore the criteria Progressive uses to determine which vehicles fall into this category. From horsepower to weight and more, read on to learn more about what makes a car “sports car-worthy”.
What is a Sports Car?
A sports car is a high-performance automobile typically associated with speed, power, and luxury. While there are many different types of sports cars, they generally share some common features. They typically have engines that produce more than 300 horsepower (224 kW), lightweight bodies, and aerodynamic designs that allow them to achieve high speeds.
Many sports cars are also capable of handling well on the street. They often come equipped with comfortable seats, smooth ride quality, and reliable engines. In addition to their performance capabilities, many sports cars are popular for their style. They tend to be flashy and attention-grabbing vehicles that appeal to a wide range of drivers.
What are the Different Types of Sports Cars?
Sports cars are often associated with luxury, performance and style. However, there are many different types of sports cars that can be classified in a variety of ways. For Progressive, sports cars fall into one of three categories: fastbacks, convertibles and coupes.
Fastbacks are the most common type of sports car and include the Porsche 911, Aston Martin V8 Vantage and Ford Mustang. These cars have a sleek design with exaggerated lines and a racing stance. They’re known for their high performance and handling capabilities.
Convertibles are another popular type of sports car. These cars have a soft top that can be opened or closed using either a button or a retractable cable. They’re perfect for summertime driving because they allow you to enjoy the sun while you drive.
Coupes are the rarest type of sports car but they’re also the most versatile. Coupes can be used as sedans or convertibles depending on your needs. They typically have a more understated look than other types of sports cars and they’re perfect for people who want something unique and stylish in their vehicle choice.
Progressive’s Sports Car List
The car that Progressive Insurance considers a sports car is typically a high-performance vehicle with a powerful engine, lightweight construction, and good handling. Some of the more popular sports cars Progressive has insured include the 1960s Ferrari 250 GTO, Porsche 911 Turbo, Shelby Mustang GT350, and Lamborghini Huracan. These vehicles are all well known for their performance and handling.
How to Calculate Your Risk for a Sports Car
There is no one definitive answer to this question, as Progressive’s definition of a sports car will differ depending on the company. However, some commonly considered sports cars include Ferrari, Lamborghini, and Porsche. By understanding your risk for a sports car, you can better determine your coverages and limits.
How Much Risk Is There in Owning a Sports Car?
Owning or driving a sports car carries a high degree of risk – there is always the potential for serious accidents. In fact, according to the National Highway Traffic Safety Administration (NHTSA), drivers involved in sports car crashes are almost twice as likely as other drivers to die in an accident. That being said, it’s important to remember that not all sports cars are created equal. Some models – like the Ferrari 458 Spider – are much safer than others – like the Volkswagen GTI – when it comes to crashworthiness.
To get a sense of your personal risk for owning or driving a sports car, Progressive will look at factors like your driving record, credit score, and age. If you have any tickets or accidents involving property damage (not including traffic violations), Progressive may not be able to provide coverage for you on a sports car. Likewise, if you’re under 25 years old or have less than excellent credit scores, you may need to consider purchasing supplemental insurance to cover your sportscar ownership costs.
Conclusion
Progressive Insurance has released a list of cars that they consider sports cars. The vehicles on the list include some iconic options, such as the Ford Shelby GT350 and Porsche 911, but also lesser known choices like the Audi S5 Sportback. It’s important to note that this is not an exhaustive list; Progressive reserves the right to change or update it at any time. If you are interested in seeing if your car qualifies as a sports car for Progressive insurance, be sure to check out their website or contact them directly.
