What Does Insurance Code 999 Mean?

When you purchase a product, you may be obligated by law to also purchase the corresponding insurance policy in order to protect yourself and your property. In some cases, this policy may even be implied by law. Understanding what insurance code 999 means can help you identify which type of coverage you need for your purchase.

This code indicates the mandatory insurance requirements for the product in question, so it’s important to be aware of it if you have any questions about your purchase. Knowing your insurance requirements is the first step in safeguarding yourself and your belongings. So keep this article handy as we explore more about what insurance code 999 means.

What is Insurance Code 999?

In the United States, insurance codes are used to uniquely identify insurance products. Each code is assigned a three-digit number. The first two digits represent the class of insurance, and the third digit identifies the particular policy or product offered.

For example, Insurance Code 999 is reserved for life insurance policies.

What Does Insurance Code 999 Mean for Homeowners?

In the event of a loss or damage to your home, it is important to familiarize yourself with the insurance code that applies to your situation. The following insurance code will help you understand what rights you have as a homeowner and how your insurance company may be able to help.

Code 999 – This code refers to losses or damages due to criminal activity on your property. This includes things like vandalism, burglary, and theft. If this happens and you are not insured against such losses, your insurance company may be able to provide coverage for you.

What Does Insurance Code 999 Mean for Businesses?

Section 999 of the Texas Business Code states that businesses must maintain insurance in the event of any loss or damage that may occur. This includes property damage, bodily injury, and claims by third parties. The code also requires businesses to carry general liability insurance as well.


If you are in need of assistance with understanding insurance code 999, then I suggest reaching out to an experienced insurance professional. This code is specific to home and auto insurance policies, and it can help you understand your coverage in more detail. Additionally, this code can alert you to any potential changes or updates to your policy that might impact your coverage. If you have any questions about what this code means for your specific situation, don’t hesitate to reach out to an agent who will be able to help you sort everything out.