What Factors Define Your Auto Insurance Premiums?

It can be difficult to find the right auto insurance package in today’s overcrowded auto insurance market. While some insurance companies boast they have the lowest insurance rates, others offer a wide range of features and services that can overwhelm you. It’s not always about the lowest price or the most comprehensive set of services you need to be concerned about – it’s the constantly shifting right combination of the best price and the best coverage that you must strive for.

These are the key factors that will determine your auto insurance premiums.

  • Driver’s Age.
  • Gender of the Driver
  • The age and condition of your vehicle.
  • Are You Legally Owner of the Car You Drive
  • Average Miles You Drive Daily.
  • Deductible You will pay .
  • Your Driving Record.
  • Years of your Driving Experience.
  • Your Residence.
  • Vehicle Safety Features.


It can be difficult and expensive to purchase insurance for your vehicle. Your monthly insurance premiums will be determined by your age, gender, vehicle condition and average daily driving miles. These factors will allow you to compare insurance quotes from different insurance companies and help you make a decision about whether or not you want to purchase insurance. Compare and select the right auto insurance package.

Alvin Borsinger – web master and web marketing manager at CarGalaxies.com – a BorSystems Company.

If you have the right Internet resources, you can get an accurate picture of your auto insurance premium.